Compare Today’s Refinance Rates for Coral, Michigan 49322
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Coral, Michigan 49322.
With a 30-year amortization refinance in Coral and surrounding areas of Montcalm county, our calculations show that you can expect to save up to $13,629 over the lifetime of your mortgage, or a monthly savings of $38. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Coral, Michigan 49322.
Summary of Average Refinances in Coral, Michigan 49322
Become a certified mortgage expert on Pureloan.com
in Coral, Michigan 49322
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Coral, Michigan 49322
Pureloan has developed an interactive chart to monitor the five largest local lenders in Coral, MI 49322, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Coral, Michigan 49322 from 2024 - 2016
The following historical data provides insights into refinancing trends in Coral, Michigan and the surrounding Montcalm county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.00% | 58.67% | 56.77% | 56.14% | 64.97% | 66.28% | 54.33% | 51.54% | 48.64% |
avg refi rate | 6.40% | 3.70% | 3.02% | 3.30% | 4.23% | 4.53% | 4.04% | 3.89% | 4.03% |
% 15 year fixed refinance | 4.00% | 26.89% | 26.30% | 27.88% | 20.83% | 25.36% | 33.15% | 34.71% | 35.50% |
avg refi rate | 5.63% | 2.90% | 2.48% | 2.77% | 3.64% | 3.90% | 3.30% | 3.13% | 3.23% |
Avg credit score | 744.32 | 743.40 | 758.51 | 762.12 | 753.06 | 766.51 | 748.09 | 754.11 | 756.24 |
Avg LTV (loan to value) | 56.44% | 59.61% | 64.02% | 66.46% | 69.19% | 68.54% | 69.83% | 70.28% | 70.83% |
Avg DTI (debt to income) | 34.24 | 32.71 | 31.25 | 30.65 | 31.75 | 32.12 | 31.96 | 31.25 | 31.07 |
Avg refinance insurance % | 3.20% | 1.46% | 1.86% | 2.78% | 5.24% | 3.62% | 4.15% | 3.95% | 3.76% |
Best Refinance Brokers around Coral, Michigan 49322
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Coral, Michigan 49322, we have compiled a list of top refinance brokers to assist you in the process.
David Crump
Loan Officer
5050 Alpine Ave NW
Comstock Park, MI 49322
(616) 887-2342
dcrump@choiceone.com
Brent Dean
Loan officer
4585 Alpine Ave NW
Comstock Park, MI 49322
(616) 628-2277
brent.dean@flagstar.com
Craig Jackson
Loan officer
4585 Alpine Ave NW
Comstock Park, MI 49322
(313) 506-7004
craig.jackson@flagstar.com
Darlene Leaks
Loan officer
4585 Alpine Ave NW
Comstock Park, MI 49322
(313) 208-7229
darlene.leaks@flagstar.com
Frank Marinelli
Loan officer
4585 Alpine Ave NW
Comstock Park, MI 49322
(51) 739-5874
frank.marinelli@flagstar.com
Address
5050 Alpine Ave NW
Comstock Park, MI
Contact
(616) 887-2342
Fax (301) 639-0804
dcrump@choiceone.com
Address
4585 Alpine Ave NW
Comstock Park, MI
Contact
(616) 628-2277
Fax (301) 639-0804
brent.dean@flagstar.com
Address
4585 Alpine Ave NW
Comstock Park, MI
Contact
(313) 506-7004
Fax (301) 639-0804
craig.jackson@flagstar.com