Compare Today’s Refinance Rates for Crystal Falls, Michigan 49920
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Crystal Falls, Michigan 49920.
With a 30-year amortization refinance in Crystal Falls and surrounding areas of Iron county, our calculations show that you can expect to save up to $2,793 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Crystal Falls, Michigan 49920.
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Summary of Average Refinances in Crystal Falls, Michigan 49920
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Interactive Refinance Rate Projections for Crystal Falls, Michigan 49920
Pureloan has developed an interactive chart to monitor the five largest local lenders in Crystal Falls, MI 49920, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Crystal Falls, Michigan 49920 from 2024 - 2016
The following historical data provides insights into refinancing trends in Crystal Falls, Michigan and the surrounding Iron county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 79.17% | 50.17% | 51.23% | 48.15% | 55.35% | 57.58% | 50.63% | 47.31% | 47.17% |
| avg refi rate | 6.36% | 3.76% | 3.03% | 3.30% | 4.24% | 4.56% | 4.16% | 3.93% | 4.04% |
| % 15 year fixed refinance | 8.33% | 31.14% | 29.67% | 32.75% | 28.46% | 29.60% | 36.22% | 40.65% | 37.48% |
| avg refi rate | 6.19% | 2.85% | 2.46% | 2.76% | 3.58% | 3.91% | 3.36% | 3.13% | 3.27% |
| Avg credit score | 759.46 | 752.15 | 751.19 | 758.40 | 749.29 | 742.24 | 744.05 | 752.44 | 755.00 |
| Avg LTV (loan to value) | 64.54% | 60.40% | 65.25% | 69.16% | 70.63% | 69.18% | 70.75% | 69.76% | 70.89% |
| Avg DTI (debt to income) | 34.83 | 31.92 | 30.91 | 30.30 | 31.58 | 32.68 | 31.70 | 31.22 | 30.45 |
| Avg refinance insurance % | 4.63% | 1.86% | 2.13% | 3.38% | 4.10% | 3.92% | 3.95% | 3.82% | 4.13% |
Best Refinance Brokers around Crystal Falls, Michigan 49920
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Crystal Falls, Michigan 49920, we have compiled a list of top refinance brokers to assist you in the process.
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