Compare Today’s Refinance Rates for Decker, Michigan 48426
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Decker, Michigan 48426.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Decker, Michigan 48426. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,580 or $7 per month in Decker and other parts of Sanilac county.
Summary of Average Refinances in Decker, Michigan 48426
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Interactive Refinance Rate Projections for Decker, Michigan 48426
Pureloan has developed an interactive chart to monitor the five largest local lenders in Decker, MI 48426, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Decker, Michigan 48426 from 2024 - 2016
The following historical data provides insights into refinancing trends in Decker, Michigan and the surrounding Sanilac county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 60.66% | 59.87% | 56.52% | 63.04% | 59.84% | 47.15% | 49.09% | 52.19% |
avg refi rate | 6.30% | 3.63% | 3.05% | 3.33% | 4.29% | 4.60% | 4.13% | 3.97% | 4.13% |
% 15 year fixed refinance | 6.25% | 26.59% | 25.13% | 26.60% | 22.07% | 25.88% | 37.20% | 37.48% | 33.33% |
avg refi rate | 6.25% | 2.78% | 2.51% | 2.84% | 3.83% | 3.92% | 3.38% | 3.17% | 3.35% |
Avg credit score | 740.13 | 736.97 | 745.86 | 754.45 | 747.41 | 743.94 | 746.48 | 749.62 | 755.63 |
Avg LTV (loan to value) | 65.69% | 61.40% | 65.19% | 68.74% | 70.43% | 69.37% | 70.77% | 71.02% | 73.37% |
Avg DTI (debt to income) | 37.75 | 33.31 | 32.30 | 32.20 | 34.00 | 32.85 | 32.54 | 32.36 | 30.98 |
Avg refinance insurance % | 4.19% | 1.56% | 2.15% | 3.16% | 4.06% | 3.07% | 4.11% | 4.35% | 4.76% |
Best Refinance Brokers around Decker, Michigan 48426
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Decker, Michigan 48426, we have compiled a list of top refinance brokers to assist you in the process.
Pam Denne
Grand Blanc Office
8283 Office Park Drive
Grand Blanc, MI 48426
(810) 953-7232
pamdenne@gmc-inc.com
Justin Kidd
Loan Officer
16390 Silver Pkwy
Fenton, MI 48426
(810) 626-8353
justin.kidd@flagstar.com
Ed Johnson
Loan Officer
8283 Office Park Drive
Grand Blanc, MI 48426
(810) 953-7242
edwinjohnson@gmc-inc.com
Eric Barnette
Branch Manager
location marker 8283 Office Park Drive
Grand Blanc, MI 48426
(810) 953-7224
ericbarnette@gmc-inc.com
Eric Barnette
Branch Manager
8283 Office Park Drive
Grand Blanc, MI 48426
(810) 953-7224
grandblanc@gmc-inc.com
Address
8283 Office Park Drive
Grand Blanc, MI
Contact
(810) 953-7232
Fax (301) 639-0804
pamdenne@gmc-inc.com
Address
16390 Silver Pkwy
Fenton, MI
Contact
(810) 626-8353
Fax (301) 639-0804
justin.kidd@flagstar.com
Address
8283 Office Park Drive
Grand Blanc, MI
Contact
(810) 953-7242
Fax (301) 639-0804
edwinjohnson@gmc-inc.com