Compare Today’s Refinance Rates for Dewitt, Michigan 48820
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Dewitt, Michigan 48820.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Dewitt, Michigan 48820. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,815 or $13 per month in Dewitt and other parts of Clinton county.
Summary of Average Refinances in Dewitt, Michigan 48820
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Interactive Refinance Rate Projections for Dewitt, Michigan 48820
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dewitt, MI 48820, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dewitt, Michigan 48820 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dewitt, Michigan and the surrounding Clinton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 50.82% | 53.89% | 52.17% | 64.54% | 51.19% | 48.39% | 48.81% | 45.53% |
avg refi rate | 6.41% | 3.58% | 3.05% | 3.31% | 4.20% | 4.57% | 4.18% | 3.94% | 4.10% |
% 15 year fixed refinance | 12.50% | 30.43% | 28.77% | 29.71% | 21.68% | 34.83% | 38.06% | 35.63% | 37.29% |
avg refi rate | 5.75% | 2.78% | 2.50% | 2.77% | 3.68% | 3.92% | 3.40% | 3.16% | 3.24% |
Avg credit score | 731.46 | 740.42 | 755.31 | 761.75 | 750.31 | 741.58 | 748.17 | 753.26 | 758.42 |
Avg LTV (loan to value) | 59.33% | 61.93% | 66.45% | 70.01% | 73.22% | 70.37% | 72.10% | 74.19% | 74.03% |
Avg DTI (debt to income) | 38.71 | 32.11 | 31.26 | 31.08 | 32.44 | 32.23 | 32.53 | 31.21 | 30.84 |
Avg refinance insurance % | 5.83% | 1.21% | 2.35% | 3.75% | 5.95% | 4.04% | 4.51% | 5.41% | 5.50% |
Best Refinance Brokers around Dewitt, Michigan 48820
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dewitt, Michigan 48820, we have compiled a list of top refinance brokers to assist you in the process.
Chuck Silver
Senior Mortgage Consultant
411 West Lake Lansing Rd
East Lansing, MI 48820
(248) 430-0127
csilver@unionhomemortgage.com
Janice Szur
Senior Mortgage Consultant
411 West Lake Lansing Rd
East Lansing, MI 48820
(517) 489-2446 Ext. 674
jszur@unionhomemortgage.com
Karen Thomas
Senior Loan Consultant
411 West Lake Lansing Rd
East Lansing, MI 48820
(517) 489-2324 Ext. 682
kthomas@unionhomemortgage.com
Michael Silkworth
Senior Loan Officer
411 West Lake Lansing Rd
East Lansing, MI 48820
(517) 489-2328 Ext. 686
msilkworth@unionhomemortgage.com
Stacy Schlicher
Senior Mortgage Consultant
411 West Lake Lansing Rd
East Lansing, MI 48820
(517) 489-2327 Ext. 685
sschlicher@unionhomemortgage.com
Address
411 West Lake Lansing Rd
East Lansing, MI
Contact
(248) 430-0127
Fax (301) 639-0804
csilver@unionhomemortgage.com
Address
411 West Lake Lansing Rd
East Lansing, MI
Contact
(517) 489-2446 Ext. 674
Fax (301) 639-0804
jszur@unionhomemortgage.com
Address
411 West Lake Lansing Rd
East Lansing, MI
Contact
(517) 489-2324 Ext. 682
Fax (301) 639-0804
kthomas@unionhomemortgage.com