Compare Today’s Refinance Rates for Dowagiac, Michigan 49047
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Dowagiac, Michigan 49047.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Dowagiac, Michigan 49047. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,946 or $11 per month in Dowagiac and other parts of Cass county.
Summary of Average Refinances in Dowagiac, Michigan 49047
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Interactive Refinance Rate Projections for Dowagiac, Michigan 49047
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dowagiac, MI 49047, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dowagiac, Michigan 49047 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dowagiac, Michigan and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 79.17% | 50.17% | 51.23% | 48.15% | 55.35% | 57.58% | 50.63% | 47.31% | 47.17% |
| avg refi rate | 6.36% | 3.76% | 3.03% | 3.30% | 4.24% | 4.56% | 4.16% | 3.93% | 4.04% |
| % 15 year fixed refinance | 8.33% | 31.14% | 29.67% | 32.75% | 28.46% | 29.60% | 36.22% | 40.65% | 37.48% |
| avg refi rate | 6.19% | 2.85% | 2.46% | 2.76% | 3.58% | 3.91% | 3.36% | 3.13% | 3.27% |
| Avg credit score | 759.46 | 752.15 | 751.19 | 758.40 | 749.29 | 742.24 | 744.05 | 752.44 | 755.00 |
| Avg LTV (loan to value) | 64.54% | 60.40% | 65.25% | 69.16% | 70.63% | 69.18% | 70.75% | 69.76% | 70.89% |
| Avg DTI (debt to income) | 34.83 | 31.92 | 30.91 | 30.30 | 31.58 | 32.68 | 31.70 | 31.22 | 30.45 |
| Avg refinance insurance % | 4.63% | 1.86% | 2.13% | 3.38% | 4.10% | 3.92% | 3.95% | 3.82% | 4.13% |
Best Refinance Brokers around Dowagiac, Michigan 49047
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dowagiac, Michigan 49047, we have compiled a list of top refinance brokers to assist you in the process.
Jackie Lewakowski
Mortgage Lenders
1500 W M 43 Hwy
Hastings, MI 49047
(616) 299-0210
jlewakowski@mercbank.com616.299.0210
Patty Simrell
Loan Originator
1211EAST Napier # 32
Benton Harbor, MI 49047
(269) 926-8966
patty@besthomefinancial.com
Rachel Turner
Loan Processor
1211EAST Napier # 32
Benton Harbor, MI 49047
(269) 926-8966
rturner@amerifirst.com
Jason Kolberg
Senior Loan Originator
1211EAST Napier # 32
Benton Harbor, MI 49047
(269) 926-8966
jason@besthomefinancial.com
Becky Kronewetter
Loan Processor
1211EAST Napier # 32
Benton Harbor, MI 49047
(269) 926-8966
bkronewetter@amerifirst.com
Address
1500 W M 43 Hwy
Hastings, MI
Contact
(616) 299-0210
Fax (301) 639-0804
jlewakowski@mercbank.com616.299.0210
Address
1211EAST Napier # 32
Benton Harbor, MI
Contact
(269) 926-8966
Fax (301) 639-0804
patty@besthomefinancial.com
Address
1211EAST Napier # 32
Benton Harbor, MI
Contact
(269) 926-8966
Fax (301) 639-0804
rturner@amerifirst.com