Compare Today’s Refinance Rates for Flint, Michigan 48554
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Flint, Michigan 48554.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,857 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Flint and other areas of Genesee county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Flint, Michigan 48554
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Interactive Refinance Rate Projections for Flint, Michigan 48554
Pureloan has developed an interactive chart to monitor the five largest local lenders in Flint, MI 48554, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Flint, Michigan 48554 from 2024 - 2016
The following historical data provides insights into refinancing trends in Flint, Michigan and the surrounding Genesee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.61% | 58.01% | 56.80% | 55.14% | 62.60% | 54.95% | 52.28% | 52.83% | 54.68% |
avg refi rate | 6.46% | 3.61% | 3.01% | 3.29% | 4.17% | 4.58% | 4.14% | 3.96% | 4.14% |
% 15 year fixed refinance | 13.04% | 26.19% | 26.83% | 26.58% | 21.76% | 32.42% | 34.70% | 33.88% | 31.87% |
avg refi rate | 5.78% | 2.81% | 2.47% | 2.80% | 3.64% | 3.91% | 3.39% | 3.20% | 3.38% |
Avg credit score | 735.75 | 740.32 | 752.34 | 757.61 | 746.87 | 740.69 | 746.29 | 751.67 | 754.48 |
Avg LTV (loan to value) | 62.64% | 61.38% | 65.49% | 69.51% | 73.18% | 67.93% | 70.23% | 71.59% | 72.41% |
Avg DTI (debt to income) | 37.35 | 33.47 | 32.28 | 31.96 | 33.16 | 34.03 | 33.28 | 32.28 | 31.69 |
Avg refinance insurance % | 2.29% | 1.30% | 2.21% | 3.64% | 5.58% | 3.00% | 3.69% | 4.13% | 4.54% |
Best Refinance Brokers around Flint, Michigan 48554
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Flint, Michigan 48554, we have compiled a list of top refinance brokers to assist you in the process.
Mary Burgner
Loan officer
2845 Davison Rd
Flint, MI 48554
(810) 244-2594
mburgner@dortfcu.org
Heidi Zuniga
Loan officer
2845 Davison Rd
Flint, MI 48554
(810) 244-6685
hzuniga@dortfcu.org
Heather Hawkins
Loan officer
2845 Davison Rd
Flint, MI 48554
(810) 244-2595
hhawkins@dortfcu.org
Tyler Stephenson
Loan Officer
G3404 Miller Road
Flint, MI 48554
(810) 600-2345
tstephenson@casonhomeloans.com
Ruby Congdon
Loan Officer
G3404 Miller Road
Flint, MI 48554
(810) 600-2341
rcongdon@casonhomeloans.com
Address
2845 Davison Rd
Flint, MI
Contact
(810) 244-2594
Fax (301) 639-0804
mburgner@dortfcu.org
Address
2845 Davison Rd
Flint, MI
Contact
(810) 244-6685
Fax (301) 639-0804
hzuniga@dortfcu.org
Address
2845 Davison Rd
Flint, MI
Contact
(810) 244-2595
Fax (301) 639-0804
hhawkins@dortfcu.org