Compare Today’s Refinance Rates for Flint, Michigan

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Flint, Michigan 48505. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Flint and surrounding areas of Genesee county, your expected lifetime cash savings are $20,983 or $58 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Flint, Michigan 48505.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

43.063369 -83.700093

Summary of Average Refinance Terms in Flint, Michigan 48505

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Flint, MI

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Flint, MI 48505, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Flint, MI

Refinance Rates for Flint, Michigan 48505 from 2014 - 2021

Below are historical data on refinancing in Flint, Michigan and around Genesee county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 45.00% 33.75% 41.13% 43.64% 51.50% 54.98% 52.82% 53.25%
avg refi rate 4.89% 4.61% 3.95% 3.81% 4.57% 4.17% 3.96% 4.02%
% 15 year fixed refinance 42.95% 43.96% 42.24% 43.29% 36.70% 31.70% 33.85% 35.34%
avg refi rate 4.26% 3.87% 3.27% 3.05% 3.62% 3.38% 3.19% 3.26%
Avg credit score 775.41 773.05 772.99 767.37 753.38 754.28 751.83 748.68
Avg LTV (loan to value) 65.48% 67.06% 68.25% 68.15% 72.25% 72.61% 71.50% 69.51%
Avg DTI (debt to income) 29.73 29.11 29.33 29.63 31.68 31.66 32.29 33.35
Avg refinance insurance % 0.86% 0.94% 1.87% 2.20% 4.51% 4.80% 4.13% 3.63%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Flint, Michigan 48505

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Flint, Michigan 48505, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mary Burgner

Loan officer

2845 Davison Rd

Flint, MI 48505

(810) 244-2594

mburgner@dortfcu.org

Heidi Zuniga

Loan officer

2845 Davison Rd

Flint, MI 48505

(810) 244-6685

hzuniga@dortfcu.org

Heather Hawkins

Loan officer

2845 Davison Rd

Flint, MI 48505

(810) 244-2595

hhawkins@dortfcu.org

Tyler Stephenson

Loan Officer

G3404 Miller Road

Flint, MI 48505

(810) 600-2345

tstephenson@casonhomeloans.com

Ruby Congdon

Loan Officer

G3404 Miller Road

Flint, MI 48505

(810) 600-2341

rcongdon@casonhomeloans.com

Address

2845 Davison Rd

Flint, MI

Contact

(810) 244-2594

Fax (301) 639-0804

mburgner@dortfcu.org

Address

2845 Davison Rd

Flint, MI

Contact

(810) 244-6685

Fax (301) 639-0804

hzuniga@dortfcu.org

Address

2845 Davison Rd

Flint, MI

Contact

(810) 244-2595

Fax (301) 639-0804

hhawkins@dortfcu.org

Refinancing News for Flint, Michigan 48505

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