Compare Today’s Refinance Rates for Fremont, Michigan 49412
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fremont, Michigan 49412.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,250 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Fremont and other areas of Newaygo county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Fremont, Michigan 49412
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Interactive Refinance Rate Projections for Fremont, Michigan 49412
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fremont, MI 49412, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fremont, Michigan 49412 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fremont, Michigan and the surrounding Newaygo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 78.38% | 56.56% | 54.52% | 54.45% | 59.29% | 56.78% | 52.80% | 50.40% | 48.72% |
avg refi rate | 6.40% | 3.74% | 3.03% | 3.34% | 4.20% | 4.51% | 4.08% | 3.92% | 4.05% |
% 15 year fixed refinance | 16.22% | 27.33% | 29.54% | 29.17% | 26.84% | 29.65% | 33.29% | 36.04% | 35.60% |
avg refi rate | 6.08% | 2.81% | 2.51% | 2.82% | 3.67% | 3.89% | 3.34% | 3.17% | 3.31% |
Avg credit score | 711.22 | 742.50 | 755.11 | 761.00 | 753.30 | 747.59 | 748.54 | 752.69 | 759.11 |
Avg LTV (loan to value) | 58.32% | 58.26% | 62.82% | 66.86% | 67.78% | 66.15% | 68.62% | 70.80% | 71.37% |
Avg DTI (debt to income) | 37.19 | 32.52 | 31.56 | 30.71 | 32.73 | 33.41 | 32.36 | 31.34 | 31.35 |
Avg refinance insurance % | 2.16% | 1.20% | 1.57% | 3.27% | 3.60% | 3.10% | 3.73% | 4.03% | 3.99% |
Best Refinance Brokers around Fremont, Michigan 49412
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fremont, Michigan 49412, we have compiled a list of top refinance brokers to assist you in the process.
Brett Blohm
Mortgage Loan Specialist
55 W Main St
Fremont, MI 49412
(231) 924-7509
jason.stalbaum@53.com
Nathan Bylsma
Loan Officer
4565 Wilson Ave SW Ste 4A
Grandville, MI 49412
(616) 209-8101
nathan.bylsma@thedrmc.com
Kolbey Nelson
Branch Manager
216 Washington Ave.
Grand Haven, MI 49412
(877) 326-5626
kolbeynelson@inlanta.com
David Jackson
Loan officer
19620 Ferris St
Grand Haven, MI 49412
(616) 284-4505
djackson@getevolved.com
Emily Mceldowney
Home Equity Lender
4471 Wilson Ave.SW,
Grandville, MI 49412
(616) 929-1617
emily.mceldowney@grandriverbank.com
Address
55 W Main St
Fremont, MI
Contact
(231) 924-7509
Fax (301) 639-0804
jason.stalbaum@53.com
Address
4565 Wilson Ave SW Ste 4A
Grandville, MI
Contact
(616) 209-8101
Fax (301) 639-0804
nathan.bylsma@thedrmc.com
Address
216 Washington Ave.
Grand Haven, MI
Contact
(877) 326-5626
Fax (301) 639-0804
kolbeynelson@inlanta.com