Compare Today’s Refinance Rates for Fruitport, Michigan 49415
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fruitport, Michigan 49415.
With a 30-year amortization refinance in Fruitport and surrounding areas of Muskegon county, our calculations show that you can expect to save up to $3,036 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fruitport, Michigan 49415.
Summary of Average Refinances in Fruitport, Michigan 49415
Become a certified mortgage expert on Pureloan.com
in Fruitport, Michigan 49415
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Fruitport, Michigan 49415
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fruitport, MI 49415, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fruitport, Michigan 49415 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fruitport, Michigan and the surrounding Muskegon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 78.38% | 56.56% | 54.52% | 54.45% | 59.29% | 56.78% | 52.80% | 50.40% | 48.72% |
avg refi rate | 6.40% | 3.74% | 3.03% | 3.34% | 4.20% | 4.51% | 4.08% | 3.92% | 4.05% |
% 15 year fixed refinance | 16.22% | 27.33% | 29.54% | 29.17% | 26.84% | 29.65% | 33.29% | 36.04% | 35.60% |
avg refi rate | 6.08% | 2.81% | 2.51% | 2.82% | 3.67% | 3.89% | 3.34% | 3.17% | 3.31% |
Avg credit score | 711.22 | 742.50 | 755.11 | 761.00 | 753.30 | 747.59 | 748.54 | 752.69 | 759.11 |
Avg LTV (loan to value) | 58.32% | 58.26% | 62.82% | 66.86% | 67.78% | 66.15% | 68.62% | 70.80% | 71.37% |
Avg DTI (debt to income) | 37.19 | 32.52 | 31.56 | 30.71 | 32.73 | 33.41 | 32.36 | 31.34 | 31.35 |
Avg refinance insurance % | 2.16% | 1.20% | 1.57% | 3.27% | 3.60% | 3.10% | 3.73% | 4.03% | 3.99% |
Best Refinance Brokers around Fruitport, Michigan 49415
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fruitport, Michigan 49415, we have compiled a list of top refinance brokers to assist you in the process.
Christina Rumsey
Loan Officer
545 East Eighth Street
Holland, MI 49415
(616) 895-6669
christina.rumsey@huntington.com
Elizabeth Aguilar
Loan Officer
545 East Eighth Street
Holland, MI 49415
(616) 335-7110
liz.aguilar@huntington.com
Holly Engel
Loan Officer
545 East Eighth Street
Holland, MI 49415
(616) 355-7133
holly.j.engel@huntington.com
Travis Gregg
Loan Officer
545 East Eighth Street
Holland, MI 49415
(616) 335-7106
travis.gregg@huntington.com
Pete Slovinski
Branch Officer Hesperia Office
180 N. Division Street
Hesperia, MI 49415
(231) 854-6455
pslovinski@shelbybank.com
Address
545 East Eighth Street
Holland, MI
Contact
(616) 895-6669
Fax (301) 639-0804
christina.rumsey@huntington.com
Address
545 East Eighth Street
Holland, MI
Contact
(616) 335-7110
Fax (301) 639-0804
liz.aguilar@huntington.com
Address
545 East Eighth Street
Holland, MI
Contact
(616) 355-7133
Fax (301) 639-0804
holly.j.engel@huntington.com