Compare Today’s Refinance Rates for Harris, Michigan 49845
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harris, Michigan 49845.
With a 30-year amortization refinance in Harris and surrounding areas of Menominee county, our calculations show that you can expect to save up to $10,581 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Harris, Michigan 49845.
Summary of Average Refinances in Harris, Michigan 49845
Become a certified mortgage expert on Pureloan.com
in Harris, Michigan 49845
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Harris, Michigan 49845
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harris, MI 49845, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harris, Michigan 49845 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harris, Michigan and the surrounding Menominee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.33% | 43.87% | 36.54% | 34.58% | 51.02% | 59.90% | 53.47% | 43.28% | 46.65% |
avg refi rate | 6.41% | 4.01% | 2.87% | 3.03% | 4.20% | 4.62% | 4.00% | 3.68% | 3.89% |
% 15 year fixed refinance | 10.00% | 33.60% | 38.07% | 36.28% | 27.11% | 24.48% | 31.60% | 36.56% | 37.03% |
avg refi rate | 6.13% | 2.88% | 2.23% | 2.44% | 3.56% | 3.94% | 3.27% | 2.87% | 3.01% |
Avg credit score | 750.80 | 743.79 | 752.95 | 763.29 | 746.05 | 738.91 | 745.21 | 754.23 | 751.38 |
Avg LTV (loan to value) | 54.23% | 59.50% | 65.24% | 69.59% | 70.48% | 69.86% | 71.57% | 70.05% | 70.24% |
Avg DTI (debt to income) | 33.97 | 31.70 | 32.77 | 29.62 | 31.22 | 31.94 | 31.17 | 29.69 | 30.68 |
Avg refinance insurance % | 1.40% | 1.91% | 2.56% | 3.46% | 4.66% | 3.67% | 3.65% | 3.15% | 3.36% |
Best Refinance Brokers around Harris, Michigan 49845
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harris, Michigan 49845, we have compiled a list of top refinance brokers to assist you in the process.
Christopher Holm
Loan Officer
1930 US 41 W
Marquette, MI 49845
(906) 226-5531
christopher.c.holm@huntington.com
Rebecca Gresham
Loan Officer
1930 US 41 W
Marquette, MI 49845
(877) 732-2252
becky.a.gresham@huntington.com
Angie Knauss
VP, Branch Manager & Loan Officer
100 N. Front St
Marquette, MI 49845
(906) 226-1003
aknauss@rangebank.com
Brian Syrjala
SVP, Home Mortgage Services
100 N. Front St
Marquette, MI 49845
(906) 228-8996
bsyrjala@rangebank.com
Cheryl OBrien
Branch Manager & Loan Officer
100 N. Front St
Marquette, MI 49845
(906) 228-8805
co'brien@rangebank.com
Address
1930 US 41 W
Marquette, MI
Contact
(906) 226-5531
Fax (301) 639-0804
christopher.c.holm@huntington.com
Address
1930 US 41 W
Marquette, MI
Contact
(877) 732-2252
Fax (301) 639-0804
becky.a.gresham@huntington.com
Address
100 N. Front St
Marquette, MI
Contact
(906) 226-1003
Fax (301) 639-0804
aknauss@rangebank.com