Compare Today’s Refinance Rates for Hartford, Michigan 49057
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hartford, Michigan 49057.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,643 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Hartford and other areas of Van Buren county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hartford, Michigan 49057
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Interactive Refinance Rate Projections for Hartford, Michigan 49057
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hartford, MI 49057, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hartford, Michigan 49057 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hartford, Michigan and the surrounding Van Buren county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 79.17% | 50.17% | 51.23% | 48.15% | 55.35% | 57.58% | 50.63% | 47.31% | 47.17% |
avg refi rate | 6.36% | 3.76% | 3.03% | 3.30% | 4.24% | 4.56% | 4.16% | 3.93% | 4.04% |
% 15 year fixed refinance | 8.33% | 31.14% | 29.67% | 32.75% | 28.46% | 29.60% | 36.22% | 40.65% | 37.48% |
avg refi rate | 6.19% | 2.85% | 2.46% | 2.76% | 3.58% | 3.91% | 3.36% | 3.13% | 3.27% |
Avg credit score | 759.46 | 752.15 | 751.19 | 758.40 | 749.29 | 742.24 | 744.05 | 752.44 | 755.00 |
Avg LTV (loan to value) | 64.54% | 60.40% | 65.25% | 69.16% | 70.63% | 69.18% | 70.75% | 69.76% | 70.89% |
Avg DTI (debt to income) | 34.83 | 31.92 | 30.91 | 30.30 | 31.58 | 32.68 | 31.70 | 31.22 | 30.45 |
Avg refinance insurance % | 4.63% | 1.86% | 2.13% | 3.38% | 4.10% | 3.92% | 3.95% | 3.82% | 4.13% |
Best Refinance Brokers around Hartford, Michigan 49057
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hartford, Michigan 49057, we have compiled a list of top refinance brokers to assist you in the process.
Frank Noble
Loan Officer
9046 US Highway 31 Ste 11
Berrien Springs, MI 49057
(269) 473-2778
francis.noble@thedrmc.com
Lyn Maccarty
Mortgage Loan Officer
9046-11 US 31
Berrien Springs, MI 49057
(269) 473-2778
lyn.maccarty@drmconline.com
Gina Siwietz
Loan Officer
500 West Buffalo Street
New Buffalo, MI 49057
(269) 469-2265
gsiwietz@horizonbank.com
Address
9046 US Highway 31 Ste 11
Berrien Springs, MI
Contact
(269) 473-2778
Fax (301) 639-0804
francis.noble@thedrmc.com
Address
9046-11 US 31
Berrien Springs, MI
Contact
(269) 473-2778
Fax (301) 639-0804
lyn.maccarty@drmconline.com
Address
500 West Buffalo Street
New Buffalo, MI
Contact
(269) 469-2265
Fax (301) 639-0804
gsiwietz@horizonbank.com