Compare Today’s Refinance Rates for Hartland, Michigan 48353
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hartland, Michigan 48353.
With a 30-year amortization refinance in Hartland and surrounding areas of Livingston county, our calculations show that you can expect to save up to $3,643 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hartland, Michigan 48353.
Summary of Average Refinances in Hartland, Michigan 48353
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Interactive Refinance Rate Projections for Hartland, Michigan 48353
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hartland, MI 48353, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hartland, Michigan 48353 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hartland, Michigan and the surrounding Livingston county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.61% | 58.01% | 56.80% | 55.14% | 62.60% | 54.95% | 52.28% | 52.83% | 54.68% |
avg refi rate | 6.46% | 3.61% | 3.01% | 3.29% | 4.17% | 4.58% | 4.14% | 3.96% | 4.14% |
% 15 year fixed refinance | 13.04% | 26.19% | 26.83% | 26.58% | 21.76% | 32.42% | 34.70% | 33.88% | 31.87% |
avg refi rate | 5.78% | 2.81% | 2.47% | 2.80% | 3.64% | 3.91% | 3.39% | 3.20% | 3.38% |
Avg credit score | 735.75 | 740.32 | 752.34 | 757.61 | 746.87 | 740.69 | 746.29 | 751.67 | 754.48 |
Avg LTV (loan to value) | 62.64% | 61.38% | 65.49% | 69.51% | 73.18% | 67.93% | 70.23% | 71.59% | 72.41% |
Avg DTI (debt to income) | 37.35 | 33.47 | 32.28 | 31.96 | 33.16 | 34.03 | 33.28 | 32.28 | 31.69 |
Avg refinance insurance % | 2.29% | 1.30% | 2.21% | 3.64% | 5.58% | 3.00% | 3.69% | 4.13% | 4.54% |
Best Refinance Brokers around Hartland, Michigan 48353
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hartland, Michigan 48353, we have compiled a list of top refinance brokers to assist you in the process.
Caren Johnson
Mortgage Banker
10083 HIGHLAND RD
HARTLAND, MI 48353
(81) 044-5730
caren.l.johnson@chase.com
Kenneth Bean
Mortgage Banker
3515 S Baldwin Rd
Orion Charter Township, MI 48353
(248) 703-6318
kenneth.bean@chase.com
Brian Thomson
Licensed Loan Originator
13509 Gera Rd
Birch Run, MI 48353
(989) 624-0123
BThomson@newexecmtg.com
Kaureen Horan
Licensed Loan Originator
13509 Gera Rd
Birch Run, MI 48353
(989) 317-3407
KHoran@newexecmtg.com
Jim Harris
Loan Officer
786 S Main St
Lapeer, MI 48353
(810) 600-2325
jharris@casonhomeloans.com
Address
10083 HIGHLAND RD
HARTLAND, MI
Contact
(81) 044-5730
Fax (301) 639-0804
caren.l.johnson@chase.com
Address
3515 S Baldwin Rd
Orion Charter Township, MI
Contact
(248) 703-6318
Fax (301) 639-0804
kenneth.bean@chase.com
Address
13509 Gera Rd
Birch Run, MI
Contact
(989) 624-0123
Fax (301) 639-0804
BThomson@newexecmtg.com