Compare Today’s Refinance Rates for Henderson, Michigan 48841
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Henderson, Michigan 48841.
With a 30-year amortization refinance in Henderson and surrounding areas of Shiawassee county, our calculations show that you can expect to save up to $7,515 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Henderson, Michigan 48841.
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Summary of Average Refinances in Henderson, Michigan 48841
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Henderson, Michigan 48841
Pureloan has developed an interactive chart to monitor the five largest local lenders in Henderson, MI 48841, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Henderson, Michigan 48841 from 2024 - 2016
The following historical data provides insights into refinancing trends in Henderson, Michigan and the surrounding Shiawassee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 83.33% | 50.82% | 53.89% | 52.17% | 64.54% | 51.19% | 48.39% | 48.81% | 45.53% |
| avg refi rate | 6.41% | 3.58% | 3.05% | 3.31% | 4.20% | 4.57% | 4.18% | 3.94% | 4.10% |
| % 15 year fixed refinance | 12.50% | 30.43% | 28.77% | 29.71% | 21.68% | 34.83% | 38.06% | 35.63% | 37.29% |
| avg refi rate | 5.75% | 2.78% | 2.50% | 2.77% | 3.68% | 3.92% | 3.40% | 3.16% | 3.24% |
| Avg credit score | 731.46 | 740.42 | 755.31 | 761.75 | 750.31 | 741.58 | 748.17 | 753.26 | 758.42 |
| Avg LTV (loan to value) | 59.33% | 61.93% | 66.45% | 70.01% | 73.22% | 70.37% | 72.10% | 74.19% | 74.03% |
| Avg DTI (debt to income) | 38.71 | 32.11 | 31.26 | 31.08 | 32.44 | 32.23 | 32.53 | 31.21 | 30.84 |
| Avg refinance insurance % | 5.83% | 1.21% | 2.35% | 3.75% | 5.95% | 4.04% | 4.51% | 5.41% | 5.50% |
Best Refinance Brokers around Henderson, Michigan 48841
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Henderson, Michigan 48841, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tammy Surrey
Licensed Loan Originator
319 W Main St Ste A
Ionia, MI 48841
(616) 527-6000
TSurrey@newexecmtg.com
Jenny Dinehart
Branch Manager
450 S. Dexter St.
Ionia, MI 48841
(616) 527-2321
jdinehart@ibcp.com
Kaye Weaver
Senior Residential Loan Officer
230 W. Main St.
Ionia, MI 48841
(616) 522-1864
kweaver@ibcp.com
Lisa Brown
Branch Manager
2551 S. State St.
Ionia, MI 48841
(616) 527-9405
lbrown@ibcp.com
Caren Johnson
Mortgage Banker
10083 E Highland Rd
Howell, MI 48841
(81) 044-5730
caren.johnson@chase.com
Address
319 W Main St Ste A
Ionia, MI
Contact
(616) 527-6000
Fax (301) 639-0804
TSurrey@newexecmtg.com
Address
450 S. Dexter St.
Ionia, MI
Contact
(616) 527-2321
Fax (301) 639-0804
jdinehart@ibcp.com
Address
230 W. Main St.
Ionia, MI
Contact
(616) 522-1864
Fax (301) 639-0804
kweaver@ibcp.com