Compare Today’s Refinance Rates for Jonesville, Michigan 49250
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jonesville, Michigan 49250.
With a 30-year amortization refinance in Jonesville and surrounding areas of Hillsdale county, our calculations show that you can expect to save up to $3,946 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Jonesville, Michigan 49250.
Summary of Average Refinances in Jonesville, Michigan 49250
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Interactive Refinance Rate Projections for Jonesville, Michigan 49250
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jonesville, MI 49250, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jonesville, Michigan 49250 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jonesville, Michigan and the surrounding Hillsdale county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 50.31% | 51.29% | 50.00% | 62.20% | 51.80% | 45.95% | 45.78% | 42.97% |
avg refi rate | 6.58% | 3.73% | 3.06% | 3.33% | 4.21% | 4.59% | 4.18% | 3.95% | 4.10% |
% 15 year fixed refinance | 15.38% | 30.63% | 31.16% | 32.36% | 28.54% | 37.39% | 41.75% | 37.95% | 36.88% |
avg refi rate | 6.06% | 2.96% | 2.51% | 2.82% | 3.67% | 4.01% | 3.37% | 3.20% | 3.26% |
Avg credit score | 723.85 | 734.25 | 748.29 | 755.38 | 744.82 | 736.48 | 742.52 | 745.66 | 758.08 |
Avg LTV (loan to value) | 62.38% | 61.87% | 65.50% | 68.80% | 69.31% | 67.86% | 69.90% | 70.23% | 72.48% |
Avg DTI (debt to income) | 34.23 | 32.33 | 31.69 | 31.40 | 33.12 | 33.48 | 32.92 | 32.61 | 31.48 |
Avg refinance insurance % | 0.92% | 1.93% | 2.25% | 3.17% | 4.56% | 3.19% | 3.72% | 3.64% | 5.66% |
Best Refinance Brokers around Jonesville, Michigan 49250
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jonesville, Michigan 49250, we have compiled a list of top refinance brokers to assist you in the process.
Jeffrey Brazier
Mortgage Loan Originator
4170 17 Mile Rd NE
Cedar Springs, MI 49250
(616) 887-7366
jbrazier@choiceone.com
David Crump
Loan Officer
5050 Alpine Ave NW
Comstock Park, MI 49250
(616) 887-2342
dcrump@choiceone.com
Gary Hall
Mortgage Sales Manager
450 W Muskegon St
Kent City, MI 49250
(616) 678-5911
ghall@choiceone.com
Nick Lewis
Loan Officer
109 E Division St
Sparta, MI 49250
(616) 887-3229
nlewis@choiceone.com
Carmen Cox
Mortgage Lending Officer
109 E. Division
Sparta,, MI 49250
(616) 887-2333
cvillahermosa@choiceone.com
Address
4170 17 Mile Rd NE
Cedar Springs, MI
Contact
(616) 887-7366
Fax (301) 639-0804
jbrazier@choiceone.com
Address
5050 Alpine Ave NW
Comstock Park, MI
Contact
(616) 887-2342
Fax (301) 639-0804
dcrump@choiceone.com
Address
450 W Muskegon St
Kent City, MI
Contact
(616) 678-5911
Fax (301) 639-0804
ghall@choiceone.com