Compare Today’s Refinance Rates for Lansing, Michigan

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lansing, Michigan 48911. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lansing and surrounding areas of Ingham county, your expected lifetime cash savings are $11,943 or $33 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lansing, Michigan 48911.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.679727 -84.577168

Summary of Average Refinance Terms in Lansing, Michigan 48911

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lansing, MI

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lansing, MI 48911, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lansing, MI

Refinance Rates for Lansing, Michigan 48911 from 2014 - 2021

Below are historical data on refinancing in Lansing, Michigan and around Ingham county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 45.00% 33.75% 41.13% 43.64% 51.50% 54.98% 52.82% 53.25%
avg refi rate 4.89% 4.61% 3.95% 3.81% 4.57% 4.17% 3.96% 4.02%
% 15 year fixed refinance 42.95% 43.96% 42.24% 43.29% 36.70% 31.70% 33.85% 35.34%
avg refi rate 4.26% 3.87% 3.27% 3.05% 3.62% 3.38% 3.19% 3.26%
Avg credit score 775.41 773.05 772.99 767.37 753.38 754.28 751.83 748.68
Avg LTV (loan to value) 65.48% 67.06% 68.25% 68.15% 72.25% 72.61% 71.50% 69.51%
Avg DTI (debt to income) 29.73 29.11 29.33 29.63 31.68 31.66 32.29 33.35
Avg refinance insurance % 0.86% 0.94% 1.87% 2.20% 4.51% 4.80% 4.13% 3.63%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lansing, Michigan 48911

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lansing, Michigan 48911, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Donald Frommeyer

Mortgage Loan Officer

605 E Michigan Ave

Lansing, MI 48911

(517) 484-4100

eric.palmer@marinebank.com

Michelle Starr

Branch Manager

6540 Millennium Dr. # 180

Lansing, MI 48911

(51) 732-2300 Ext. 5

sstarr@amerifirst.com

Walter Tyslicki

Mortgage Loan Officers

735 E. Michigan Ave P.O. Box 30044

Lansing, MI 48911

(313) 995-1565

wtyslicki@mortgageone.com

Steven Cartwright

Mortgage Loan Officers

735 E. Michigan Ave P.O. Box 30044

Lansing, MI 48911

(269) 488-9531

stevecartwright@amerifirst.com

Shawn Beatty

Mortgage Loan Officers

735 E. Michigan Ave P.O. Box 30044

Lansing, MI 48911

(616) 575-9855

sbeatty@mortgageone.com

Address

605 E Michigan Ave

Lansing, MI

Contact

(517) 484-4100

Fax (301) 639-0804

eric.palmer@marinebank.com

Address

6540 Millennium Dr. # 180

Lansing, MI

Contact

(51) 732-2300 Ext. 5

Fax (301) 639-0804

sstarr@amerifirst.com

Address

735 E. Michigan Ave P.O. Box 30044

Lansing, MI

Contact

(313) 995-1565

Fax (301) 639-0804

wtyslicki@mortgageone.com

Refinancing News for Lansing, Michigan 48911