Compare Today’s Refinance Rates for Lansing, Michigan 48910
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lansing, Michigan 48910.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lansing, Michigan 48910. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,036 or $8 per month in Lansing and other parts of Ingham county.
Summary of Average Refinances in Lansing, Michigan 48910
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Interactive Refinance Rate Projections for Lansing, Michigan 48910
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lansing, MI 48910, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lansing, Michigan 48910 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lansing, Michigan and the surrounding Ingham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 61.39% | 53.83% | 54.19% | 64.65% | 57.69% | 39.51% | 30.95% | 57.33% |
avg refi rate | 7.18% | 3.68% | 3.08% | 3.33% | 4.13% | 4.71% | 4.24% | 4.04% | 4.22% |
% 15 year fixed refinance | 23.76% | 30.66% | 25.37% | 26.26% | 30.77% | 50.62% | 57.14% | 24.00% | |
avg refi rate | 3.11% | 2.58% | 2.89% | 3.77% | 4.05% | 3.36% | 3.24% | 3.34% | |
Avg credit score | 716.33 | 736.99 | 752.18 | 760.01 | 746.05 | 728.75 | 751.60 | 747.90 | 754.73 |
Avg LTV (loan to value) | 62.00% | 64.46% | 69.94% | 73.95% | 74.72% | 75.56% | 76.47% | 75.68% | 77.81% |
Avg DTI (debt to income) | 27.00 | 31.37 | 31.75 | 30.71 | 31.13 | 32.79 | 31.67 | 31.58 | 31.49 |
Avg refinance insurance % | 1.56% | 3.52% | 5.96% | 6.66% | 6.81% | 7.67% | 4.63% | 7.31% |
Best Refinance Brokers around Lansing, Michigan 48910
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lansing, Michigan 48910, we have compiled a list of top refinance brokers to assist you in the process.
Donald Frommeyer
Mortgage Loan Officer
605 E Michigan Ave
Lansing, MI 48910
(517) 484-4100
eric.palmer@marinebank.com
Michelle Starr
Branch Manager
6540 Millennium Dr. # 180
Lansing, MI 48910
(51) 732-2300 Ext. 5
sstarr@amerifirst.com
Walter Tyslicki
Mortgage Loan Officers
735 E. Michigan Ave P.O. Box 30044
Lansing, MI 48910
(313) 995-1565
wtyslicki@mortgageone.com
Steven Cartwright
Mortgage Loan Officers
735 E. Michigan Ave P.O. Box 30044
Lansing, MI 48910
(269) 488-9531
stevecartwright@amerifirst.com
Shawn Beatty
Mortgage Loan Officers
735 E. Michigan Ave P.O. Box 30044
Lansing, MI 48910
(616) 575-9855
sbeatty@mortgageone.com
Address
605 E Michigan Ave
Lansing, MI
Contact
(517) 484-4100
Fax (301) 639-0804
eric.palmer@marinebank.com
Address
6540 Millennium Dr. # 180
Lansing, MI
Contact
(51) 732-2300 Ext. 5
Fax (301) 639-0804
sstarr@amerifirst.com
Address
735 E. Michigan Ave P.O. Box 30044
Lansing, MI
Contact
(313) 995-1565
Fax (301) 639-0804
wtyslicki@mortgageone.com