Compare Today’s Refinance Rates for Stanton, Michigan 48888
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Stanton, Michigan 48888.
With a 30-year amortization refinance in Stanton and surrounding areas of Montcalm county, our calculations show that you can expect to save up to $8,030 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Stanton, Michigan 48888.
Summary of Average Refinances in Stanton, Michigan 48888
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Interactive Refinance Rate Projections for Stanton, Michigan 48888
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stanton, MI 48888, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stanton, Michigan 48888 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stanton, Michigan and the surrounding Montcalm county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 50.82% | 53.89% | 52.17% | 64.54% | 51.19% | 48.39% | 48.81% | 45.53% |
avg refi rate | 6.41% | 3.58% | 3.05% | 3.31% | 4.20% | 4.57% | 4.18% | 3.94% | 4.10% |
% 15 year fixed refinance | 12.50% | 30.43% | 28.77% | 29.71% | 21.68% | 34.83% | 38.06% | 35.63% | 37.29% |
avg refi rate | 5.75% | 2.78% | 2.50% | 2.77% | 3.68% | 3.92% | 3.40% | 3.16% | 3.24% |
Avg credit score | 731.46 | 740.42 | 755.31 | 761.75 | 750.31 | 741.58 | 748.17 | 753.26 | 758.42 |
Avg LTV (loan to value) | 59.33% | 61.93% | 66.45% | 70.01% | 73.22% | 70.37% | 72.10% | 74.19% | 74.03% |
Avg DTI (debt to income) | 38.71 | 32.11 | 31.26 | 31.08 | 32.44 | 32.23 | 32.53 | 31.21 | 30.84 |
Avg refinance insurance % | 5.83% | 1.21% | 2.35% | 3.75% | 5.95% | 4.04% | 4.51% | 5.41% | 5.50% |
Best Refinance Brokers around Stanton, Michigan 48888
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stanton, Michigan 48888, we have compiled a list of top refinance brokers to assist you in the process.
Eloy Martinez
Loan officer
15851 S Old US-27 Hwy, Building 10, Suite 12
Lansing, MI 48888
(517) 202-9904
eloy@goapmc.com
Grant Solik
Loan officer
15851 S Old US-27 Hwy, Building 10, Suite 12
Lansing, MI 48888
(517) 974-1000
grant@goapmc.com
Eric Stevenson
Loan Officer
1300 Waverly Rd
Lansing, MI 48888
(51) 735-5626
eric@uscmortgage.com
Grant Solik
Loan Officer
15851 S US 27, Bldg 10, Suite 16
Lansing, MI 48888
(517) 455-7265
grant@grantsolik.com
Kim Kruger
Loan Officer
6452 Millennium Drive, Ste 140
Lansing, MI 48888
(517) 853-5700
kkruger@transmi.com
Address
15851 S Old US-27 Hwy, Building 10, Suite 12
Lansing, MI
Contact
(517) 202-9904
Fax (301) 639-0804
eloy@goapmc.com
Address
15851 S Old US-27 Hwy, Building 10, Suite 12
Lansing, MI
Contact
(517) 974-1000
Fax (301) 639-0804
grant@goapmc.com
Address
1300 Waverly Rd
Lansing, MI
Contact
(51) 735-5626
Fax (301) 639-0804
eric@uscmortgage.com