Compare Today’s Refinance Rates for Ubly, Michigan 48475
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ubly, Michigan 48475.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ubly, Michigan 48475. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,463 or $10 per month in Ubly and other parts of Huron county.
Summary of Average Refinances in Ubly, Michigan 48475
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Interactive Refinance Rate Projections for Ubly, Michigan 48475
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ubly, MI 48475, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ubly, Michigan 48475 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ubly, Michigan and the surrounding Huron county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.75% | 60.66% | 59.87% | 56.52% | 63.04% | 59.84% | 47.15% | 49.09% | 52.19% |
avg refi rate | 6.30% | 3.63% | 3.05% | 3.33% | 4.29% | 4.60% | 4.13% | 3.97% | 4.13% |
% 15 year fixed refinance | 6.25% | 26.59% | 25.13% | 26.60% | 22.07% | 25.88% | 37.20% | 37.48% | 33.33% |
avg refi rate | 6.25% | 2.78% | 2.51% | 2.84% | 3.83% | 3.92% | 3.38% | 3.17% | 3.35% |
Avg credit score | 740.13 | 736.97 | 745.86 | 754.45 | 747.41 | 743.94 | 746.48 | 749.62 | 755.63 |
Avg LTV (loan to value) | 65.69% | 61.40% | 65.19% | 68.74% | 70.43% | 69.37% | 70.77% | 71.02% | 73.37% |
Avg DTI (debt to income) | 37.75 | 33.31 | 32.30 | 32.20 | 34.00 | 32.85 | 32.54 | 32.36 | 30.98 |
Avg refinance insurance % | 4.19% | 1.56% | 2.15% | 3.16% | 4.06% | 3.07% | 4.11% | 4.35% | 4.76% |
Best Refinance Brokers around Ubly, Michigan 48475
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ubly, Michigan 48475, we have compiled a list of top refinance brokers to assist you in the process.
Jill Ritter
Loan Officer
G3404 Miller Road
Flint, MI 48475
(989) 387-5748
jritter@casonhomeloans.com
Adam Mcauliffe
Loan Officer
G3404 Miller Road
Flint, MI 48475
(810) 433-3314
amcauliffe@casonhomeloans.com
Amber Sabo
Loan Officer
G3404 Miller Road
Flint, MI 48475
(810) 964-9700
asabo@casonhomeloans.com
Carl Ledford
Loan Officer
G3404 Miller Road
Flint, MI 48475
(810) 397-8078
cledford@casonhomeloans.com
Carrie Andrews
Loan Officer
G3404 Miller Road
Flint, MI 48475
(810) 600-2348
candrews@casonhomeloans.com
Address
G3404 Miller Road
Flint, MI
Contact
(989) 387-5748
Fax (301) 639-0804
jritter@casonhomeloans.com
Address
G3404 Miller Road
Flint, MI
Contact
(810) 433-3314
Fax (301) 639-0804
amcauliffe@casonhomeloans.com
Address
G3404 Miller Road
Flint, MI
Contact
(810) 964-9700
Fax (301) 639-0804
asabo@casonhomeloans.com