Compare Today’s Refinance Rates for Wyoming, Michigan 49519
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wyoming, Michigan 49519.
With a 30-year amortization refinance in Wyoming and surrounding areas of Kent county, our calculations show that you can expect to save up to $2,974 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wyoming, Michigan 49519.
Summary of Average Refinances in Wyoming, Michigan 49519
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Interactive Refinance Rate Projections for Wyoming, Michigan 49519
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wyoming, MI 49519, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wyoming, Michigan 49519 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wyoming, Michigan and the surrounding Kent county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.00% | 62.02% | 61.71% | 58.34% | 59.93% | 50.85% | 48.17% | 47.29% | 45.57% |
avg refi rate | 6.47% | 3.58% | 3.05% | 3.35% | 4.24% | 4.66% | 4.13% | 3.95% | 4.08% |
% 15 year fixed refinance | 15.00% | 24.29% | 24.10% | 26.37% | 25.68% | 38.14% | 39.22% | 39.08% | 39.36% |
avg refi rate | 5.67% | 2.78% | 2.53% | 2.87% | 3.70% | 3.95% | 3.37% | 3.21% | 3.33% |
Avg credit score | 728.50 | 736.39 | 758.11 | 757.54 | 748.23 | 771.92 | 741.79 | 746.39 | 754.55 |
Avg LTV (loan to value) | 59.70% | 60.51% | 63.76% | 68.52% | 68.19% | 65.61% | 67.71% | 70.69% | 72.67% |
Avg DTI (debt to income) | 38.45 | 32.61 | 30.96 | 30.09 | 31.90 | 32.90 | 32.55 | 30.64 | 30.69 |
Avg refinance insurance % | 2.10% | 0.87% | 1.91% | 3.74% | 3.98% | 2.83% | 2.67% | 3.73% | 4.48% |
Best Refinance Brokers around Wyoming, Michigan 49519
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wyoming, Michigan 49519, we have compiled a list of top refinance brokers to assist you in the process.
Shelley Blanco
Mortgage Loan Specialist
2301 Gezon Parkway Sw
Wyoming, MI 49519
(616) 222-8161
tom.marrinan@53.com
Deborah Bergman
Loan Officer
5381 Clyde Park, S.W.
Wyoming, MI 49519
(616) 885-6697
deborah.bergman@pnc.com
Kinda Deising
Branch Manager/Loans
1414 Burton St. SW
Wyoming, MI 49519
(616) 252-2511
kdeising@mpcu.org
JoAnn Pugh
Branch Manager/Loans
1414 Burton St. SW
Wyoming, MI 49519
(16) 452-2161 Ext. 2804
joann.pugh@mpcu.org
Cesar Gonzalez
Loan Officer
5610 Byron Center Ave.
Wyoming, MI 49519
(616) 406-3708
cgonzalez@mercbank.com
Address
2301 Gezon Parkway Sw
Wyoming, MI
Contact
(616) 222-8161
Fax (301) 639-0804
tom.marrinan@53.com
Address
5381 Clyde Park, S.W.
Wyoming, MI
Contact
(616) 885-6697
Fax (301) 639-0804
deborah.bergman@pnc.com
Address
1414 Burton St. SW
Wyoming, MI
Contact
(616) 252-2511
Fax (301) 639-0804
kdeising@mpcu.org