Compare Today’s Refinance Rates for Lewiston, Minnesota 55952
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lewiston, Minnesota 55952.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lewiston, Minnesota 55952. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,315 or $26 per month in Lewiston and other parts of Winona county.
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Summary of Average Refinances in Lewiston, Minnesota 55952
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Lewiston, Minnesota 55952
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lewiston, MN 55952, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lewiston, Minnesota 55952 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lewiston, Minnesota and the surrounding Winona county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 86.29% | 57.65% | 59.06% | 59.03% | 67.56% | 62.16% | 55.20% | 55.16% | 55.24% |
| avg refi rate | 6.23% | 3.61% | 2.95% | 3.24% | 4.09% | 4.52% | 4.08% | 3.90% | 4.07% |
| % 15 year fixed refinance | 8.57% | 25.90% | 24.46% | 24.36% | 18.94% | 26.33% | 29.73% | 28.44% | 27.30% |
| avg refi rate | 5.13% | 2.69% | 2.42% | 2.74% | 3.51% | 3.86% | 3.32% | 3.13% | 3.28% |
| Avg credit score | 746.97 | 753.31 | 763.34 | 765.84 | 757.11 | 749.04 | 755.45 | 761.32 | 763.45 |
| Avg LTV (loan to value) | 64.21% | 62.06% | 65.94% | 69.38% | 72.18% | 69.81% | 71.51% | 73.28% | 74.17% |
| Avg DTI (debt to income) | 35.12 | 33.09 | 31.17 | 30.80 | 32.76 | 33.31 | 32.27 | 31.41 | 31.21 |
| Avg refinance insurance % | 3.73% | 1.50% | 2.25% | 3.35% | 5.20% | 3.02% | 3.79% | 4.76% | 5.46% |
Best Refinance Brokers around Lewiston, Minnesota 55952
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lewiston, Minnesota 55952, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Wayne Murra
Loan Officer
1290 Raintree Rd
Mankato, MN 55952
(507) 386-2226
wamurra@bremer.com
T Matheson
Loan Officer
217 S Newton Ave
Albert Lea, MN 55952
(507) 369-1322
tmatheson@amerinational.net
Adam Macho
Southern Minnesota
180 St. Andrews Drive
Mankato, MN 55952
(507) 386-0200
AMacho@ccf.us
Angelina Dettmer
Loan Officer
500 Long St
Mankato, MN 55952
(507) 625-1121
Angelina.Dettmer@fnbmn.com
Arianne Holicky
Operationsr
500 Long St
Mankato, MN 55952
(507) 625-1121
Arianne.Holicky@fnbmn.com
Address
1290 Raintree Rd
Mankato, MN
Contact
(507) 386-2226
Fax (301) 639-0804
wamurra@bremer.com
Address
217 S Newton Ave
Albert Lea, MN
Contact
(507) 369-1322
Fax (301) 639-0804
tmatheson@amerinational.net
Address
180 St. Andrews Drive
Mankato, MN
Contact
(507) 386-0200
Fax (301) 639-0804
AMacho@ccf.us