Compare Today’s Refinance Rates for Saint Paul, Minnesota

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Saint Paul, Minnesota 55133. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Saint Paul and other areas of Ramsey county, expected lifetime cash savings are $3,486 or $10 / month.

For Saint Paul, Minnesota 55133, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Saint Paul, Minnesota 55133

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saint Paul, MN

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saint Paul, MN 55133, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saint Paul, MN

Refinance Rates for Saint Paul, Minnesota 55133 from 2013 - 2020

Below are historical data on refinancing in Saint Paul, Minnesota and around Ramsey county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.40% 38.97% 40.89% 47.64% 57.09% 54.17% 57.84% 54.36%
avg refi rate 4.74% 4.47% 3.90% 3.72% 4.49% 4.10% 3.91% 3.95%
% 15 year fixed refinance 31.04% 37.74% 38.61% 39.64% 31.49% 27.24% 26.54% 29.64%
avg refi rate 4.16% 3.75% 3.23% 2.98% 3.57% 3.29% 3.15% 3.24%
Avg credit score 774.54 774.91 778.17 773.80 755.50 762.83 757.43 754.21
Avg LTV (loan to value) 64.84% 65.80% 67.97% 69.97% 73.97% 74.53% 74.38% 72.24%
Avg DTI (debt to income) 30.15 29.51 29.09 29.69 33.22 31.84 32.35 32.80
Avg refinance insurance % 1.07% 1.60% 2.25% 3.48% 4.91% 5.60% 5.45% 4.00%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saint Paul, Minnesota 55133

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saint Paul, Minnesota 55133, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Meng Yang

Home Mortgage Consultant

1379 PHALEN BLVD

Saint Paul, MN 55133

(651) 205-5113

Meng.W.Yang@wellsfargo.com

DAVID GIBBS

Home Mortgage Consultant

2145 Ford Parkway Suite 102

Saint Paul, MN 55133

(651) 205-8497

David.Gibbs2@wellsfargo.com

Kathy Luebke

Mortgage Loan Originators

1000 Payne Ave

Saint Paul, MN 55133

(651) 778-2617

Kathy.Luebke@usbank.com

Gary Evans

Mortgage Loan Originators

711 Cleveland Ave S

Saint Paul, MN 55133

(651) 695-6213

Gary.Evans@usbank.com

Mitchell Wolff

Mortgage Consultant

1895 Plaza Dr Ste 250

Saint Paul, MN 55133

(651) 403-6600

MWolff@muihomeloans.com

Address

1379 PHALEN BLVD

Saint Paul, MN

Contact

(651) 205-5113

Fax (301) 639-0804

Meng.W.Yang@wellsfargo.com

Address

2145 Ford Parkway Suite 102

Saint Paul, MN

Contact

(651) 205-8497

Fax (301) 639-0804

David.Gibbs2@wellsfargo.com

Address

1000 Payne Ave

Saint Paul, MN

Contact

(651) 778-2617

Fax (301) 639-0804

Kathy.Luebke@usbank.com

Refinancing News for Saint Paul, Minnesota 55133