Compare Today’s Refinance Rates for Stillwater, Minnesota 55083
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Stillwater, Minnesota 55083.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Stillwater, Minnesota 55083. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,848 or $16 per month in Stillwater and other parts of Washington county.
Summary of Average Refinances in Stillwater, Minnesota 55083
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Interactive Refinance Rate Projections for Stillwater, Minnesota 55083
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stillwater, MN 55083, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stillwater, Minnesota 55083 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stillwater, Minnesota and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.29% | 57.65% | 59.06% | 59.03% | 67.56% | 62.16% | 55.20% | 55.16% | 55.24% |
avg refi rate | 6.23% | 3.61% | 2.95% | 3.24% | 4.09% | 4.52% | 4.08% | 3.90% | 4.07% |
% 15 year fixed refinance | 8.57% | 25.90% | 24.46% | 24.36% | 18.94% | 26.33% | 29.73% | 28.44% | 27.30% |
avg refi rate | 5.13% | 2.69% | 2.42% | 2.74% | 3.51% | 3.86% | 3.32% | 3.13% | 3.28% |
Avg credit score | 746.97 | 753.31 | 763.34 | 765.84 | 757.11 | 749.04 | 755.45 | 761.32 | 763.45 |
Avg LTV (loan to value) | 64.21% | 62.06% | 65.94% | 69.38% | 72.18% | 69.81% | 71.51% | 73.28% | 74.17% |
Avg DTI (debt to income) | 35.12 | 33.09 | 31.17 | 30.80 | 32.76 | 33.31 | 32.27 | 31.41 | 31.21 |
Avg refinance insurance % | 3.73% | 1.50% | 2.25% | 3.35% | 5.20% | 3.02% | 3.79% | 4.76% | 5.46% |
Best Refinance Brokers around Stillwater, Minnesota 55083
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stillwater, Minnesota 55083, we have compiled a list of top refinance brokers to assist you in the process.
Kevin Ehler
Home Mortgage Consultant
2000 Northwestern Ave S
Stillwater, MN 55083
(651) 205-7920
kevin.ehler@wellsfargo.com
Jim Herbert
Mortgage Consultant
450 N Main Street, #220
Stillwater, MN 55083
(651) 334-6362
JHerbert@muihomeloans.com
Dave Craig
Mortgage Consultant
450 N Main Street, #220
Stillwater, MN 55083
(651) 334-6362
DCraig@muihomeloans.com
Dan Gerl
Mortgage Banker
200 Chestnut E St
Stillwater, MN 55083
(952) 841-9346
dgerl@mnbankandtrust.com
Andrea Reza
Loan Processor
200 Chestnut E St
Stillwater, MN 55083
(775) 525-5659
AReza@natresdirect.com
Address
2000 Northwestern Ave S
Stillwater, MN
Contact
(651) 205-7920
Fax (301) 639-0804
kevin.ehler@wellsfargo.com
Address
450 N Main Street, #220
Stillwater, MN
Contact
(651) 334-6362
Fax (301) 639-0804
JHerbert@muihomeloans.com
Address
450 N Main Street, #220
Stillwater, MN
Contact
(651) 334-6362
Fax (301) 639-0804
DCraig@muihomeloans.com