Compare Today’s Refinance Rates for Victoria, Minnesota 55386
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Victoria, Minnesota 55386.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Victoria, Minnesota 55386. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,646 or $16 per month in Victoria and other parts of Carver county.
Summary of Average Refinances in Victoria, Minnesota 55386
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Interactive Refinance Rate Projections for Victoria, Minnesota 55386
Pureloan has developed an interactive chart to monitor the five largest local lenders in Victoria, MN 55386, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Victoria, Minnesota 55386 from 2024 - 2016
The following historical data provides insights into refinancing trends in Victoria, Minnesota and the surrounding Carver county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.29% | 57.65% | 59.06% | 59.03% | 67.56% | 62.16% | 55.20% | 55.16% | 55.24% |
avg refi rate | 6.23% | 3.61% | 2.95% | 3.24% | 4.09% | 4.52% | 4.08% | 3.90% | 4.07% |
% 15 year fixed refinance | 8.57% | 25.90% | 24.46% | 24.36% | 18.94% | 26.33% | 29.73% | 28.44% | 27.30% |
avg refi rate | 5.13% | 2.69% | 2.42% | 2.74% | 3.51% | 3.86% | 3.32% | 3.13% | 3.28% |
Avg credit score | 746.97 | 753.31 | 763.34 | 765.84 | 757.11 | 749.04 | 755.45 | 761.32 | 763.45 |
Avg LTV (loan to value) | 64.21% | 62.06% | 65.94% | 69.38% | 72.18% | 69.81% | 71.51% | 73.28% | 74.17% |
Avg DTI (debt to income) | 35.12 | 33.09 | 31.17 | 30.80 | 32.76 | 33.31 | 32.27 | 31.41 | 31.21 |
Avg refinance insurance % | 3.73% | 1.50% | 2.25% | 3.35% | 5.20% | 3.02% | 3.79% | 4.76% | 5.46% |
Best Refinance Brokers around Victoria, Minnesota 55386
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Victoria, Minnesota 55386, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Anonen
Home Mortgage Consultant
1000 Superior Blvd Ste 200
Wayzata, MN 55386
(952) 476-3446
lisa.m.anonen@edinarealtymortgage.com
Josh Callahan
Senior Loan Officer
201 Lake St E # 100
Wayzata, MN 55386
(952) 475-5445
JoshCallahan@PHHonline.com
Katie Horeis
Loan Officer
201 Lake St E # 100
Wayzata, MN 55386
(952) 475-5446
katiehoreis@phhonline.com
Penny Rogers
Loan Officer
201 Lake St E # 100
Wayzata, MN 55386
(952) 475-5452
pennyrogers@phhonline.com
Chinyere Njaka
Loan Officer
801 Twelve Oaks Center Dr
Wayzata, MN 55386
(952) 249-9282
ike@complexcapitalmortgage.com
Address
1000 Superior Blvd Ste 200
Wayzata, MN
Contact
(952) 476-3446
Fax (301) 639-0804
lisa.m.anonen@edinarealtymortgage.com
Address
201 Lake St E # 100
Wayzata, MN
Contact
(952) 475-5445
Fax (301) 639-0804
JoshCallahan@PHHonline.com
Address
201 Lake St E # 100
Wayzata, MN
Contact
(952) 475-5446
Fax (301) 639-0804
katiehoreis@phhonline.com