Compare Today’s Refinance Rates for Zimmerman, Minnesota 55398
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Zimmerman, Minnesota 55398.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Zimmerman, Minnesota 55398. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,034 or $14 per month in Zimmerman and other parts of Sherburne county.
Summary of Average Refinances in Zimmerman, Minnesota 55398
Become a certified mortgage expert on Pureloan.com
in Zimmerman, Minnesota 55398
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Zimmerman, Minnesota 55398
Pureloan has developed an interactive chart to monitor the five largest local lenders in Zimmerman, MN 55398, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Zimmerman, Minnesota 55398 from 2024 - 2016
The following historical data provides insights into refinancing trends in Zimmerman, Minnesota and the surrounding Sherburne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.29% | 57.65% | 59.06% | 59.03% | 67.56% | 62.16% | 55.20% | 55.16% | 55.24% |
avg refi rate | 6.23% | 3.61% | 2.95% | 3.24% | 4.09% | 4.52% | 4.08% | 3.90% | 4.07% |
% 15 year fixed refinance | 8.57% | 25.90% | 24.46% | 24.36% | 18.94% | 26.33% | 29.73% | 28.44% | 27.30% |
avg refi rate | 5.13% | 2.69% | 2.42% | 2.74% | 3.51% | 3.86% | 3.32% | 3.13% | 3.28% |
Avg credit score | 746.97 | 753.31 | 763.34 | 765.84 | 757.11 | 749.04 | 755.45 | 761.32 | 763.45 |
Avg LTV (loan to value) | 64.21% | 62.06% | 65.94% | 69.38% | 72.18% | 69.81% | 71.51% | 73.28% | 74.17% |
Avg DTI (debt to income) | 35.12 | 33.09 | 31.17 | 30.80 | 32.76 | 33.31 | 32.27 | 31.41 | 31.21 |
Avg refinance insurance % | 3.73% | 1.50% | 2.25% | 3.35% | 5.20% | 3.02% | 3.79% | 4.76% | 5.46% |
Best Refinance Brokers around Zimmerman, Minnesota 55398
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Zimmerman, Minnesota 55398, we have compiled a list of top refinance brokers to assist you in the process.
Sandy Gehring
Branch Manager/Consumer Lender
26319 2nd St E
Zimmerman, MN 55398
(763) 241-8526
SGehring@TheBankofElkRiver.com
John Goss
Loan Officer
333 S 7th St Fl 27TH
Minneapolis, MN 55398
(612) 312-7337
JOHN.E.GOSS@HSLRELOCATION.COM
Tammy Rivard
Loan Officer
333 S 7th St Fl 27TH
Minneapolis, MN 55398
(612) 312-7337
tammy.rivard@hslrelocation.com
Rita Reif
Loan Officer
225 S 6th St Ste 200
Minneapolis, MN 55398
(612) 782-2800
rmreif@bremer.com
PHUONG NGUYEN
Loan Officer
733 Marquette Ave
Minneapolis, MN 55398
(612) 752-5760
Phuong.T.Nguyen3@wellsfargo.com
Address
26319 2nd St E
Zimmerman, MN
Contact
(763) 241-8526
Fax (301) 639-0804
SGehring@TheBankofElkRiver.com
Address
333 S 7th St Fl 27TH
Minneapolis, MN
Contact
(612) 312-7337
Fax (301) 639-0804
JOHN.E.GOSS@HSLRELOCATION.COM
Address
333 S 7th St Fl 27TH
Minneapolis, MN
Contact
(612) 312-7337
Fax (301) 639-0804
tammy.rivard@hslrelocation.com