Compare Today’s Refinance Rates for Altamont, Missouri 64620
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Altamont, Missouri 64620.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Altamont, Missouri 64620. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Altamont and other parts of Daviess county.
Summary of Average Refinances in Altamont, Missouri 64620
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Interactive Refinance Rate Projections for Altamont, Missouri 64620
Pureloan has developed an interactive chart to monitor the five largest local lenders in Altamont, MO 64620, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Altamont, Missouri 64620 from 2024 - 2016
The following historical data provides insights into refinancing trends in Altamont, Missouri and the surrounding Daviess county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 58.65% | 51.18% | 53.17% | 61.19% | 71.43% | 62.96% | 54.55% | 60.00% |
avg refi rate | 6.69% | 3.98% | 2.99% | 3.35% | 4.44% | 4.41% | 4.17% | 3.92% | 4.10% |
% 15 year fixed refinance | 25.00% | 31.07% | 29.76% | 17.91% | 17.14% | 22.22% | 27.27% | 25.00% | |
avg refi rate | 3.06% | 2.52% | 2.96% | 3.96% | 3.85% | 3.49% | 3.26% | 3.35% | |
Avg credit score | 742.67 | 738.99 | 750.33 | 741.01 | 744.27 | 738.11 | 747.74 | 744.71 | 746.87 |
Avg LTV (loan to value) | 72.50% | 62.60% | 66.24% | 71.00% | 69.91% | 73.60% | 72.56% | 71.85% | 73.00% |
Avg DTI (debt to income) | 41.00 | 32.89 | 31.88 | 32.77 | 33.96 | 29.31 | 31.67 | 32.33 | 31.47 |
Avg refinance insurance % | 2.00% | 1.45% | 2.15% | 3.49% | 4.49% | 5.94% | 4.07% | 3.30% | 4.78% |
Best Refinance Brokers around Altamont, Missouri 64620
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Altamont, Missouri 64620, we have compiled a list of top refinance brokers to assist you in the process.
Thomas Devoy
Senior Vice President of Lending
300 West Lockling
Brookfield, MO 64620
(660) 258-3311
thomas@firstmissouri.com
Amy Jobson
Vice President/Loan Officer and Brookfield Branch Manager
300 West Lockling
Brookfield, MO 64620
(660) 258-3311
amyj@firstmissouri.com
Jarrod Black
Assistant Vice President/Loan Officer
300 West Lockling
Brookfield, MO 64620
(660) 258-3311
jarrod@firstmissouri.com
Address
300 West Lockling
Brookfield, MO
Contact
(660) 258-3311
Fax (301) 639-0804
thomas@firstmissouri.com
Address
300 West Lockling
Brookfield, MO
Contact
(660) 258-3311
Fax (301) 639-0804
amyj@firstmissouri.com
Address
300 West Lockling
Brookfield, MO
Contact
(660) 258-3311
Fax (301) 639-0804
jarrod@firstmissouri.com