Compare Today’s Refinance Rates for Arcola, Missouri 65603
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Arcola, Missouri 65603.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,014 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Arcola and other areas of Dade county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Arcola, Missouri 65603
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Interactive Refinance Rate Projections for Arcola, Missouri 65603
Pureloan has developed an interactive chart to monitor the five largest local lenders in Arcola, MO 65603, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Arcola, Missouri 65603 from 2024 - 2016
The following historical data provides insights into refinancing trends in Arcola, Missouri and the surrounding Dade county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 66.82% | 63.47% | 59.58% | 63.59% | 72.58% | 63.45% | 60.79% | 59.56% |
avg refi rate | 6.50% | 3.88% | 2.96% | 3.30% | 4.37% | 4.47% | 4.14% | 3.88% | 4.03% |
% 15 year fixed refinance | 4.55% | 19.35% | 24.94% | 25.81% | 24.10% | 16.94% | 26.90% | 28.63% | 28.42% |
avg refi rate | 6.38% | 2.74% | 2.47% | 2.85% | 3.67% | 3.99% | 3.29% | 3.04% | 3.24% |
Avg credit score | 760.68 | 744.46 | 754.50 | 757.38 | 747.50 | 746.94 | 757.12 | 749.07 | 750.74 |
Avg LTV (loan to value) | 67.32% | 60.72% | 64.93% | 69.74% | 70.15% | 67.41% | 68.94% | 70.41% | 71.40% |
Avg DTI (debt to income) | 37.64 | 33.42 | 31.62 | 31.16 | 32.82 | 33.69 | 32.29 | 30.62 | 31.87 |
Avg refinance insurance % | 3.00% | 1.55% | 1.54% | 3.20% | 4.55% | 2.94% | 3.57% | 4.31% | 3.74% |
Best Refinance Brokers around Arcola, Missouri 65603
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Arcola, Missouri 65603, we have compiled a list of top refinance brokers to assist you in the process.
Doran Coberly
Senior Vice President/Branch Manager/Loan Officer
404 S. Jefferson
Ava, MO 65603
(417) 683-4147
dcoberly@tcbanks.com
Diane Taylor
Assistant Vice President/Loan Officer
404 S. Jefferson
Ava, MO 65603
(417) 683-4147
dtaylor@tcbanks.com
Rebecca Roberts
Vice President of Business Development/Loan Specialist
121 S. Commercial
Branson, MO 65603
(417) 336-6310
broberts@fcboz.com
Scott Griffith
Asst. Vice President/Loan Specialist
121 S. Commercial
Branson, MO 65603
(417) 336-6310
sgriffith@fcboz.com
Russell Spaulding
Residential Lender
1510 State Hwy 248
Branson, MO 65603
(417) 334-6401
rspaulding@greatsouthernbank.com
Address
404 S. Jefferson
Ava, MO
Contact
(417) 683-4147
Fax (301) 639-0804
dcoberly@tcbanks.com
Address
404 S. Jefferson
Ava, MO
Contact
(417) 683-4147
Fax (301) 639-0804
dtaylor@tcbanks.com
Address
121 S. Commercial
Branson, MO
Contact
(417) 336-6310
Fax (301) 639-0804
broberts@fcboz.com