Compare Today’s Refinance Rates for Belton, Missouri 64012
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Belton, Missouri 64012.
With a 30-year amortization refinance in Belton and surrounding areas of Cass county, our calculations show that you can expect to save up to $5,838 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Belton, Missouri 64012.
Summary of Average Refinances in Belton, Missouri 64012
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Interactive Refinance Rate Projections for Belton, Missouri 64012
Pureloan has developed an interactive chart to monitor the five largest local lenders in Belton, MO 64012, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Belton, Missouri 64012 from 2024 - 2016
The following historical data provides insights into refinancing trends in Belton, Missouri and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 55.66% | 57.83% | 60.08% | 62.59% | 61.65% | 48.62% | 48.26% | 48.26% |
avg refi rate | 6.50% | 3.63% | 2.98% | 3.29% | 4.14% | 4.55% | 4.16% | 3.96% | 4.12% |
% 15 year fixed refinance | 2.78% | 26.09% | 25.55% | 23.22% | 23.09% | 28.16% | 36.81% | 35.68% | 35.47% |
avg refi rate | 5.38% | 2.82% | 2.46% | 2.82% | 3.57% | 3.96% | 3.40% | 3.15% | 3.30% |
Avg credit score | 748.31 | 756.14 | 755.86 | 758.56 | 751.80 | 745.82 | 749.04 | 757.48 | 757.27 |
Avg LTV (loan to value) | 65.56% | 61.77% | 66.62% | 70.74% | 73.08% | 71.49% | 72.92% | 73.87% | 75.34% |
Avg DTI (debt to income) | 37.92 | 33.03 | 31.40 | 31.12 | 32.14 | 33.97 | 31.69 | 31.16 | 29.99 |
Avg refinance insurance % | 2.83% | 1.02% | 2.00% | 3.44% | 5.42% | 3.83% | 4.24% | 5.64% | 6.59% |
Best Refinance Brokers around Belton, Missouri 64012
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Belton, Missouri 64012, we have compiled a list of top refinance brokers to assist you in the process.
Debbie Brasel
Branch Manager
1900 NW South Outer Road, Ste 205
Blue Springs, MO 64012
(800) 270-3416
debbiebrasel@leader1.com
Aabha Gorawara
Loan Officer
536 SE 291 Highway
Lee's Summit, MO 64012
(816) 554-8228
Aabha@ifyouneedmoney.com
Amy Mcdonald
Lending Manager
1800 Ne Langsford Rd
Lees Summit, MO 64012
(181) 621-5781
Amy.C.Mcdonald@chase.com
Richard Fraser
Mortgage Loan Originator
19045 E. Valley View Pkwy Suite F
Independence, MO 64012
(816) 651-8070
rich@communitymortgagekc.com
Michelle Gordon
Mortgage Loan Originator
19045 E. Valley View Pkwy., Suite F
Independence, MO 64012
(816) 595-0651
michelle@communitymortgagekc.com
Address
1900 NW South Outer Road, Ste 205
Blue Springs, MO
Contact
(800) 270-3416
Fax (301) 639-0804
debbiebrasel@leader1.com
Address
536 SE 291 Highway
Lee's Summit, MO
Contact
(816) 554-8228
Fax (301) 639-0804
Aabha@ifyouneedmoney.com
Address
1800 Ne Langsford Rd
Lees Summit, MO
Contact
(181) 621-5781
Fax (301) 639-0804
Amy.C.Mcdonald@chase.com