Compare Today’s Refinance Rates for Cascade, Missouri 63632
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Cascade, Missouri 63632.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Cascade, Missouri 63632. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Cascade and other parts of Madison county.
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Summary of Average Refinances in Cascade, Missouri 63632
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Interactive Refinance Rate Projections for Cascade, Missouri 63632
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cascade, MO 63632, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cascade, Missouri 63632 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cascade, Missouri and the surrounding Madison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 53.01% | 56.09% | 58.04% | 56.91% | 52.46% | 51.37% | 49.39% | 59.99% | |
| avg refi rate | 3.94% | 3.88% | 4.07% | 4.53% | 3.72% | 3.92% | 4.46% | 4.80% | |
| % 15 year fixed refinance | 34.14% | 28.04% | 25.94% | 30.62% | 34.91% | 29.12% | 31.68% | 26.19% | |
| avg refi rate | 3.24% | 3.12% | 3.30% | 3.64% | 2.98% | 3.25% | 3.76% | 4.22% | |
| Avg credit score | 756.95 | 759.34 | 759.43 | 753.30 | 767.17 | 771.08 | 767.40 | 766.88 | |
| Avg LTV (loan to value) | 70.56% | 72.28% | 73.28% | 72.93% | 68.80% | 66.45% | 66.08% | 64.67% | |
| Avg DTI (debt to income) | 31.33 | 30.97 | 30.84 | 31.28 | 28.95 | 28.22 | 28.86 | 28.62 | |
| Avg refinance insurance % | 4.14% | 4.87% | 5.84% | 5.22% | 3.50% | 2.60% | 2.53% | 1.65% |
Best Refinance Brokers around Cascade, Missouri 63632
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cascade, Missouri 63632, we have compiled a list of top refinance brokers to assist you in the process.
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