Compare Today’s Refinance Rates for Cleveland, Missouri 64734
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cleveland, Missouri 64734.
With a 30-year amortization refinance in Cleveland and surrounding areas of Cass county, our calculations show that you can expect to save up to $4,961 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cleveland, Missouri 64734.
38.68977
-94.5695
28027
Summary of Average Refinances in Cleveland, Missouri 64734
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Cleveland, Missouri 64734
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cleveland, Missouri 64734
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cleveland, MO 64734, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cleveland, Missouri 64734 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cleveland, Missouri and the surrounding Cass county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 58.65% | 51.18% | 53.17% | 61.19% | 71.43% | 62.96% | 54.55% | 60.00% |
avg refi rate | 6.69% | 3.98% | 2.99% | 3.35% | 4.44% | 4.41% | 4.17% | 3.92% | 4.10% |
% 15 year fixed refinance | 25.00% | 31.07% | 29.76% | 17.91% | 17.14% | 22.22% | 27.27% | 25.00% | |
avg refi rate | 3.06% | 2.52% | 2.96% | 3.96% | 3.85% | 3.49% | 3.26% | 3.35% | |
Avg credit score | 742.67 | 738.99 | 750.33 | 741.01 | 744.27 | 738.11 | 747.74 | 744.71 | 746.87 |
Avg LTV (loan to value) | 72.50% | 62.60% | 66.24% | 71.00% | 69.91% | 73.60% | 72.56% | 71.85% | 73.00% |
Avg DTI (debt to income) | 41.00 | 32.89 | 31.88 | 32.77 | 33.96 | 29.31 | 31.67 | 32.33 | 31.47 |
Avg refinance insurance % | 2.00% | 1.45% | 2.15% | 3.49% | 4.49% | 5.94% | 4.07% | 3.30% | 4.78% |
Best Refinance Brokers around Cleveland, Missouri 64734
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cleveland, Missouri 64734, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
No Records Found
No Records Found