Compare Today’s Refinance Rates for Fairfax, Missouri 64446
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Fairfax, Missouri 64446.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Fairfax, Missouri 64446. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,903 or $5 per month in Fairfax and other parts of Atchison county.
40.330193
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Summary of Average Refinances in Fairfax, Missouri 64446
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Fairfax, Missouri 64446
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fairfax, MO 64446, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fairfax, Missouri 64446 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fairfax, Missouri and the surrounding Atchison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 58.65% | 51.18% | 53.17% | 61.19% | 71.43% | 62.96% | 54.55% | 60.00% |
| avg refi rate | 6.69% | 3.98% | 2.99% | 3.35% | 4.44% | 4.41% | 4.17% | 3.92% | 4.10% |
| % 15 year fixed refinance | 25.00% | 31.07% | 29.76% | 17.91% | 17.14% | 22.22% | 27.27% | 25.00% | |
| avg refi rate | 3.06% | 2.52% | 2.96% | 3.96% | 3.85% | 3.49% | 3.26% | 3.35% | |
| Avg credit score | 742.67 | 738.99 | 750.33 | 741.01 | 744.27 | 738.11 | 747.74 | 744.71 | 746.87 |
| Avg LTV (loan to value) | 72.50% | 62.60% | 66.24% | 71.00% | 69.91% | 73.60% | 72.56% | 71.85% | 73.00% |
| Avg DTI (debt to income) | 41.00 | 32.89 | 31.88 | 32.77 | 33.96 | 29.31 | 31.67 | 32.33 | 31.47 |
| Avg refinance insurance % | 2.00% | 1.45% | 2.15% | 3.49% | 4.49% | 5.94% | 4.07% | 3.30% | 4.78% |
Best Refinance Brokers around Fairfax, Missouri 64446
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fairfax, Missouri 64446, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Josh Erickson
Loan Officer
P. O. Box 567
Cameron, MO 64446
(816) 632-6641
jerickson@fscbank.com
Scott Shoemate
Loan Officer
P. O. Box 567
Cameron, MO 64446
(816) 632-6641
sshoemate@fscbank.com
Doug Kemper
Loan Officer
P. O. Box 567
Cameron, MO 64446
(816) 632-6641
dkemper@fscbank.com
Lynn Rogers
Loan Officer
P. O. Box 567
Cameron, MO 64446
(816) 632-6641
lrogers@fscbank.com
Address
P. O. Box 567
Cameron, MO
Contact
(816) 632-6641
Fax (301) 639-0804
jerickson@fscbank.com
Address
P. O. Box 567
Cameron, MO
Contact
(816) 632-6641
Fax (301) 639-0804
sshoemate@fscbank.com
Address
P. O. Box 567
Cameron, MO
Contact
(816) 632-6641
Fax (301) 639-0804
dkemper@fscbank.com