Compare Today’s Refinance Rates for Jacksonville, Missouri 65260
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Jacksonville, Missouri 65260.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Jacksonville, Missouri 65260. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,743 or $13 per month in Jacksonville and other parts of Randolph county.
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Summary of Average Refinances in Jacksonville, Missouri 65260
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Jacksonville, Missouri 65260
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jacksonville, MO 65260, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jacksonville, Missouri 65260 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jacksonville, Missouri and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 58.23% | 55.08% | 45.38% | 56.00% | 51.16% | 50.85% | 65.06% | 42.25% |
avg refi rate | 6.06% | 4.02% | 3.02% | 3.52% | 4.61% | 4.85% | 4.25% | 4.00% | 4.06% |
% 15 year fixed refinance | 20.00% | 24.05% | 26.74% | 35.38% | 32.00% | 30.23% | 28.81% | 19.28% | 35.21% |
avg refi rate | 4.88% | 2.89% | 2.60% | 2.78% | 4.09% | 4.07% | 3.33% | 3.22% | 3.30% |
Avg credit score | 743.60 | 741.10 | 750.01 | 749.65 | 723.18 | 740.67 | 748.97 | 745.83 | 743.14 |
Avg LTV (loan to value) | 75.40% | 62.78% | 67.02% | 69.04% | 73.70% | 69.60% | 69.73% | 72.51% | 67.75% |
Avg DTI (debt to income) | 36.00 | 32.77 | 32.22 | 31.43 | 34.64 | 33.00 | 33.27 | 32.10 | 31.13 |
Avg refinance insurance % | 5.00% | 1.39% | 2.95% | 2.72% | 5.36% | 5.00% | 4.32% | 4.78% | 2.32% |
Best Refinance Brokers around Jacksonville, Missouri 65260
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jacksonville, Missouri 65260, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Tina Howard
Mortgage Banker
255 S Odell Ave
Marshall, MO 65260
(660) 831-8889
tina@flat-branch.com
Lindsey Dehn
Senior Mortgage Banker
255 S. Odell Avenue
Marshall, MO 65260
(660) 831-8889
ldehn@flat-branch.com
Address
255 S Odell Ave
Marshall, MO
Contact
(660) 831-8889
Fax (301) 639-0804
tina@flat-branch.com
Address
255 S. Odell Avenue
Marshall, MO
Contact
(660) 831-8889
Fax (301) 639-0804
ldehn@flat-branch.com