Compare Today’s Refinance Rates for Joplin, Missouri 64802
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Joplin, Missouri 64802.
With a 30-year amortization refinance in Joplin and surrounding areas of Jasper county, our calculations show that you can expect to save up to $4,014 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Joplin, Missouri 64802.
Summary of Average Refinances in Joplin, Missouri 64802
Become a certified mortgage expert on Pureloan.com
in Joplin, Missouri 64802
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Joplin, Missouri 64802
Pureloan has developed an interactive chart to monitor the five largest local lenders in Joplin, MO 64802, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Joplin, Missouri 64802 from 2024 - 2016
The following historical data provides insights into refinancing trends in Joplin, Missouri and the surrounding Jasper county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 58.65% | 51.18% | 53.17% | 61.19% | 71.43% | 62.96% | 54.55% | 60.00% |
| avg refi rate | 6.69% | 3.98% | 2.99% | 3.35% | 4.44% | 4.41% | 4.17% | 3.92% | 4.10% |
| % 15 year fixed refinance | 25.00% | 31.07% | 29.76% | 17.91% | 17.14% | 22.22% | 27.27% | 25.00% | |
| avg refi rate | 3.06% | 2.52% | 2.96% | 3.96% | 3.85% | 3.49% | 3.26% | 3.35% | |
| Avg credit score | 742.67 | 738.99 | 750.33 | 741.01 | 744.27 | 738.11 | 747.74 | 744.71 | 746.87 |
| Avg LTV (loan to value) | 72.50% | 62.60% | 66.24% | 71.00% | 69.91% | 73.60% | 72.56% | 71.85% | 73.00% |
| Avg DTI (debt to income) | 41.00 | 32.89 | 31.88 | 32.77 | 33.96 | 29.31 | 31.67 | 32.33 | 31.47 |
| Avg refinance insurance % | 2.00% | 1.45% | 2.15% | 3.49% | 4.49% | 5.94% | 4.07% | 3.30% | 4.78% |
Best Refinance Brokers around Joplin, Missouri 64802
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Joplin, Missouri 64802, we have compiled a list of top refinance brokers to assist you in the process.
Sam Hickey
Senior Mortgage Banker
2639 E. 32nd Street Suite W
Joplin, MO 64802
(417) 624-4730
shickey@flat-branch.com
Sheila Whitehead
Senior Mortgage Banker
2639 E. 32nd Street Suite W
Joplin, MO 64802
(417) 624-4730
swhitehead@flat-branch.com
Chris Schooley
Loan Officer
411 E 7th Street
Joplin, MO 64802
(570) 620-9811
chris.schooley@phm.net
Greg Crawford
President
2915 S. Main
Joplin, MO 64802
(417) 782-7800
greg@mymortgagehouse.com
Nathan Maberry
Loan Officer
1202 S Rangeline
Joplin, MO 64802
(417) 623-8700
nathan.maberry@premierhomenet.com
Address
2639 E. 32nd Street Suite W
Joplin, MO
Contact
(417) 624-4730
Fax (301) 639-0804
shickey@flat-branch.com
Address
2639 E. 32nd Street Suite W
Joplin, MO
Contact
(417) 624-4730
Fax (301) 639-0804
swhitehead@flat-branch.com
Address
411 E 7th Street
Joplin, MO
Contact
(570) 620-9811
Fax (301) 639-0804
chris.schooley@phm.net