Compare Today’s Refinance Rates for Kingston, Missouri 64650
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kingston, Missouri 64650.
With a 30-year amortization refinance in Kingston and surrounding areas of Caldwell county, our calculations show that you can expect to save up to $6,423 over the lifetime of your mortgage, or a monthly savings of $18. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Kingston, Missouri 64650.
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Summary of Average Refinances in Kingston, Missouri 64650
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Interactive Refinance Rate Projections for Kingston, Missouri 64650
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kingston, MO 64650, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kingston, Missouri 64650 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kingston, Missouri and the surrounding Caldwell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 58.65% | 51.18% | 53.17% | 61.19% | 71.43% | 62.96% | 54.55% | 60.00% |
| avg refi rate | 6.69% | 3.98% | 2.99% | 3.35% | 4.44% | 4.41% | 4.17% | 3.92% | 4.10% |
| % 15 year fixed refinance | 25.00% | 31.07% | 29.76% | 17.91% | 17.14% | 22.22% | 27.27% | 25.00% | |
| avg refi rate | 3.06% | 2.52% | 2.96% | 3.96% | 3.85% | 3.49% | 3.26% | 3.35% | |
| Avg credit score | 742.67 | 738.99 | 750.33 | 741.01 | 744.27 | 738.11 | 747.74 | 744.71 | 746.87 |
| Avg LTV (loan to value) | 72.50% | 62.60% | 66.24% | 71.00% | 69.91% | 73.60% | 72.56% | 71.85% | 73.00% |
| Avg DTI (debt to income) | 41.00 | 32.89 | 31.88 | 32.77 | 33.96 | 29.31 | 31.67 | 32.33 | 31.47 |
| Avg refinance insurance % | 2.00% | 1.45% | 2.15% | 3.49% | 4.49% | 5.94% | 4.07% | 3.30% | 4.78% |
Best Refinance Brokers around Kingston, Missouri 64650
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kingston, Missouri 64650, we have compiled a list of top refinance brokers to assist you in the process.
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