Compare Today’s Refinance Rates for Lexington, Missouri 64067
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lexington, Missouri 64067.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,014 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Lexington and other areas of Lafayette county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lexington, Missouri 64067
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Interactive Refinance Rate Projections for Lexington, Missouri 64067
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lexington, MO 64067, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lexington, Missouri 64067 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lexington, Missouri and the surrounding Lafayette county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.67% | 55.66% | 57.83% | 60.08% | 62.59% | 61.65% | 48.62% | 48.26% | 48.26% |
| avg refi rate | 6.50% | 3.63% | 2.98% | 3.29% | 4.14% | 4.55% | 4.16% | 3.96% | 4.12% |
| % 15 year fixed refinance | 2.78% | 26.09% | 25.55% | 23.22% | 23.09% | 28.16% | 36.81% | 35.68% | 35.47% |
| avg refi rate | 5.38% | 2.82% | 2.46% | 2.82% | 3.57% | 3.96% | 3.40% | 3.15% | 3.30% |
| Avg credit score | 748.31 | 756.14 | 755.86 | 758.56 | 751.80 | 745.82 | 749.04 | 757.48 | 757.27 |
| Avg LTV (loan to value) | 65.56% | 61.77% | 66.62% | 70.74% | 73.08% | 71.49% | 72.92% | 73.87% | 75.34% |
| Avg DTI (debt to income) | 37.92 | 33.03 | 31.40 | 31.12 | 32.14 | 33.97 | 31.69 | 31.16 | 29.99 |
| Avg refinance insurance % | 2.83% | 1.02% | 2.00% | 3.44% | 5.42% | 3.83% | 4.24% | 5.64% | 6.59% |
Best Refinance Brokers around Lexington, Missouri 64067
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lexington, Missouri 64067, we have compiled a list of top refinance brokers to assist you in the process.
Becky Bauer
Vice President, Loan Officer
P.O. Box 380
Platte City, MO 64067
(816) 858-2121
BBauer@wells-bank.com
Brad Meyer
Senior Vice President, Loan Officer
P.O. Box 380
Platte City, MO 64067
(816) 858-2121
bmeyer@wells-bank.com
Stephanie Walker
Assistant Vice President, Loan Operations
P.O. Box 380
Platte City, MO 64067
(816) 858-2121
SWalker@wells-bank.com
Julie Henson
Loan Processor
P.O. Box 380
Platte City, MO 64067
(816) 858-2121
JHenson@wells-bank.com
Russ Trollinger
Mortgage Banker
8740 N. Ambassador Drive
Kansas City, MO 64067
(816) 673-1041
russ.trollinger@banklibertykc.com
Address
P.O. Box 380
Platte City, MO
Contact
(816) 858-2121
Fax (301) 639-0804
BBauer@wells-bank.com
Address
P.O. Box 380
Platte City, MO
Contact
(816) 858-2121
Fax (301) 639-0804
bmeyer@wells-bank.com
Address
P.O. Box 380
Platte City, MO
Contact
(816) 858-2121
Fax (301) 639-0804
SWalker@wells-bank.com