Compare Today’s Refinance Rates for Lynchburg, Missouri 65543
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lynchburg, Missouri 65543.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lynchburg, Missouri 65543. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,801 or $19 per month in Lynchburg and other parts of Laclede county.
Summary of Average Refinances in Lynchburg, Missouri 65543
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Interactive Refinance Rate Projections for Lynchburg, Missouri 65543
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lynchburg, MO 65543, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lynchburg, Missouri 65543 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lynchburg, Missouri and the surrounding Laclede county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 58.23% | 55.08% | 45.38% | 56.00% | 51.16% | 50.85% | 65.06% | 42.25% |
avg refi rate | 6.06% | 4.02% | 3.02% | 3.52% | 4.61% | 4.85% | 4.25% | 4.00% | 4.06% |
% 15 year fixed refinance | 20.00% | 24.05% | 26.74% | 35.38% | 32.00% | 30.23% | 28.81% | 19.28% | 35.21% |
avg refi rate | 4.88% | 2.89% | 2.60% | 2.78% | 4.09% | 4.07% | 3.33% | 3.22% | 3.30% |
Avg credit score | 743.60 | 741.10 | 750.01 | 749.65 | 723.18 | 740.67 | 748.97 | 745.83 | 743.14 |
Avg LTV (loan to value) | 75.40% | 62.78% | 67.02% | 69.04% | 73.70% | 69.60% | 69.73% | 72.51% | 67.75% |
Avg DTI (debt to income) | 36.00 | 32.77 | 32.22 | 31.43 | 34.64 | 33.00 | 33.27 | 32.10 | 31.13 |
Avg refinance insurance % | 5.00% | 1.39% | 2.95% | 2.72% | 5.36% | 5.00% | 4.32% | 4.78% | 2.32% |
Best Refinance Brokers around Lynchburg, Missouri 65543
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lynchburg, Missouri 65543, we have compiled a list of top refinance brokers to assist you in the process.
Richard Ogden
Executive Vice President/Branch Manager/Loan Officer
120 E. Highway 32
Licking, MO 65543
(573) 674-2241
rogden@tcbanks.com
Terry Dawson
Vice President/Loan Officer
120 E. Highway 32
Licking, MO 65543
(573) 674-2241
tdawson@tcbanks.com
Jason Stone
Assistant Vice President/Loan Officer
120 E. Highway 32
Licking, MO 65543
(573) 674-2241
jstone@tcbanks.com
S. Dhite
Mortgage Lending Specialist
P.O. Box 31
Lebanon, MO 65543
(417) 532-2151
sdhite@central-bank.net
P. McGinnis
Mortgage Lending Specialist
P.O. Box 31
Lebanon, MO 65543
(417) 532-2151
pmcginnis@central-bank.net
Address
120 E. Highway 32
Licking, MO
Contact
(573) 674-2241
Fax (301) 639-0804
rogden@tcbanks.com
Address
120 E. Highway 32
Licking, MO
Contact
(573) 674-2241
Fax (301) 639-0804
tdawson@tcbanks.com
Address
120 E. Highway 32
Licking, MO
Contact
(573) 674-2241
Fax (301) 639-0804
jstone@tcbanks.com