Compare Today’s Refinance Rates for Martinsville, Missouri 64467
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Martinsville, Missouri 64467.
With a 30-year amortization refinance in Martinsville and surrounding areas of Harrison county, our calculations show that you can expect to save up to $5,108 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Martinsville, Missouri 64467.
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Summary of Average Refinances in Martinsville, Missouri 64467
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Martinsville, Missouri 64467
Pureloan has developed an interactive chart to monitor the five largest local lenders in Martinsville, MO 64467, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Martinsville, Missouri 64467 from 2024 - 2016
The following historical data provides insights into refinancing trends in Martinsville, Missouri and the surrounding Harrison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 58.65% | 51.18% | 53.17% | 61.19% | 71.43% | 62.96% | 54.55% | 60.00% |
avg refi rate | 6.69% | 3.98% | 2.99% | 3.35% | 4.44% | 4.41% | 4.17% | 3.92% | 4.10% |
% 15 year fixed refinance | 25.00% | 31.07% | 29.76% | 17.91% | 17.14% | 22.22% | 27.27% | 25.00% | |
avg refi rate | 3.06% | 2.52% | 2.96% | 3.96% | 3.85% | 3.49% | 3.26% | 3.35% | |
Avg credit score | 742.67 | 738.99 | 750.33 | 741.01 | 744.27 | 738.11 | 747.74 | 744.71 | 746.87 |
Avg LTV (loan to value) | 72.50% | 62.60% | 66.24% | 71.00% | 69.91% | 73.60% | 72.56% | 71.85% | 73.00% |
Avg DTI (debt to income) | 41.00 | 32.89 | 31.88 | 32.77 | 33.96 | 29.31 | 31.67 | 32.33 | 31.47 |
Avg refinance insurance % | 2.00% | 1.45% | 2.15% | 3.49% | 4.49% | 5.94% | 4.07% | 3.30% | 4.78% |
Best Refinance Brokers around Martinsville, Missouri 64467
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Martinsville, Missouri 64467, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kim Wedekind
Loan Officer
2407 North Woodbine Rd, Suite C
St. Joseph, MO 64467
(816) 676-2727
kwedekind@fscbank.com
Teresa Simmons
Loan Officer
2407 North Woodbine Rd, Suite C
St. Joseph, MO 64467
(816) 676-2727 Ext. 2
tsimmons@fscbank.com
Address
2407 North Woodbine Rd, Suite C
St. Joseph, MO
Contact
(816) 676-2727
Fax (301) 639-0804
kwedekind@fscbank.com
Address
2407 North Woodbine Rd, Suite C
St. Joseph, MO
Contact
(816) 676-2727 Ext. 2
Fax (301) 639-0804
tsimmons@fscbank.com