Compare Today’s Refinance Rates for Monticello, Missouri 63457
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Monticello, Missouri 63457.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Monticello, Missouri 63457. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Monticello and other parts of Lewis county.
40.10402
-91.712267
27531
Summary of Average Refinances in Monticello, Missouri 63457
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Monticello, Missouri 63457
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Monticello, Missouri 63457
Pureloan has developed an interactive chart to monitor the five largest local lenders in Monticello, MO 63457, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Monticello, Missouri 63457 from 2024 - 2016
The following historical data provides insights into refinancing trends in Monticello, Missouri and the surrounding Lewis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 53.01% | 56.09% | 58.04% | 56.91% | 52.46% | 51.37% | 49.39% | 59.99% | |
| avg refi rate | 3.94% | 3.88% | 4.07% | 4.53% | 3.72% | 3.92% | 4.46% | 4.80% | |
| % 15 year fixed refinance | 34.14% | 28.04% | 25.94% | 30.62% | 34.91% | 29.12% | 31.68% | 26.19% | |
| avg refi rate | 3.24% | 3.12% | 3.30% | 3.64% | 2.98% | 3.25% | 3.76% | 4.22% | |
| Avg credit score | 756.95 | 759.34 | 759.43 | 753.30 | 767.17 | 771.08 | 767.40 | 766.88 | |
| Avg LTV (loan to value) | 70.56% | 72.28% | 73.28% | 72.93% | 68.80% | 66.45% | 66.08% | 64.67% | |
| Avg DTI (debt to income) | 31.33 | 30.97 | 30.84 | 31.28 | 28.95 | 28.22 | 28.86 | 28.62 | |
| Avg refinance insurance % | 4.14% | 4.87% | 5.84% | 5.22% | 3.50% | 2.60% | 2.53% | 1.65% |
Best Refinance Brokers around Monticello, Missouri 63457
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Monticello, Missouri 63457, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Joel Booth
Loan Officer
201 N. Main
Palmyra, MO 63457
(573) 769-4897
jbooth@bankfm.com
April Baldwin
Senior Vice President, Chief Lending Officer
Hwy 24 & 36
Shelbina, MO 63457
(573) 588-7781
abaldwin@bankfm.com
Lori Watson
Loan Officers
Hwy 24 & 36
Shelbina, MO 63457
(573) 588-7781
lwatson@bankfm.com
Address
201 N. Main
Palmyra, MO
Contact
(573) 769-4897
Fax (301) 639-0804
jbooth@bankfm.com
Address
Hwy 24 & 36
Shelbina, MO
Contact
(573) 588-7781
Fax (301) 639-0804
abaldwin@bankfm.com
Address
Hwy 24 & 36
Shelbina, MO
Contact
(573) 588-7781
Fax (301) 639-0804
lwatson@bankfm.com