Compare Today’s Refinance Rates for Saint Louis, Missouri

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Saint Louis, Missouri 63111. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,591 or $13 / month in Saint Louis and other areas of Saint Louis City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Saint Louis, Missouri 63111.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Saint Louis, Missouri 63111

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saint Louis, MO

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saint Louis, MO 63111, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saint Louis, MO

Refinance Rates for Saint Louis, Missouri 63111 from 2013 - 2020

Below are historical data on refinancing in Saint Louis, Missouri and around Saint Louis City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 59.99% 49.39% 51.37% 52.46% 56.91% 58.04% 56.09% 53.01%
avg refi rate 4.80% 4.46% 3.92% 3.72% 4.53% 4.07% 3.88% 3.94%
% 15 year fixed refinance 26.19% 31.68% 29.12% 34.91% 30.62% 25.94% 28.04% 34.14%
avg refi rate 4.22% 3.76% 3.25% 2.98% 3.64% 3.30% 3.12% 3.24%
Avg credit score 766.88 767.40 771.08 767.17 753.30 759.43 759.34 756.95
Avg LTV (loan to value) 64.67% 66.08% 66.45% 68.80% 72.93% 73.28% 72.28% 70.56%
Avg DTI (debt to income) 28.62 28.86 28.22 28.95 31.28 30.84 30.97 31.33
Avg refinance insurance % 1.65% 2.53% 2.60% 3.50% 5.22% 5.84% 4.87% 4.14%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saint Louis, Missouri 63111

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saint Louis, Missouri 63111, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Paul Zhu

Mortgage Loan Specialist

3636 Main St

Saint Louis, MO 63111

(614) 987-0129

Paul.Zhu@bankofamerica.com

Crystal AveryMorris

Community Lending Mortgage Banker

1401 S Brentwood Blvd

Saint Louis, MO 63111

(314) 301-2263

cavery-morris@theprivatebank.com

DANIEL PFEIFFER

Home Mortgage Consultant

Two CityPlace Drive, Suite 200

Saint Louis, MO 63111

(314) 812-2649

daniel.s.pfeiffer@wellsfargo.com

MARK LEBBING

Home Mortgage Consultant

Two CityPlace Dr Suite 200

Saint Louis, MO 63111

(314) 812-2648

Mark.Lebbing@wellsfargo.com

Troy Cecil

Home Mortgage Consultant

2 Cityplace Dr

Saint Louis, MO 63111

(314) 812-2650

Troy.M.Cecil@wellsfargo.com

Address

3636 Main St

Saint Louis, MO

Contact

(614) 987-0129

Fax (301) 639-0804

Paul.Zhu@bankofamerica.com

Address

1401 S Brentwood Blvd

Saint Louis, MO

Contact

(314) 301-2263

Fax (301) 639-0804

cavery-morris@theprivatebank.com

Address

Two CityPlace Drive, Suite 200

Saint Louis, MO

Contact

(314) 812-2649

Fax (301) 639-0804

daniel.s.pfeiffer@wellsfargo.com

Refinancing News for Saint Louis, Missouri 63111