Compare Today’s Refinance Rates for Springfield, Missouri

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Springfield, Missouri 65802. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Springfield and surrounding areas of Greene county, your expected lifetime cash savings are $5,441 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Springfield, Missouri 65802.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Springfield, Missouri 65802

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Springfield, MO

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Springfield, MO 65802, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Springfield, MO

Refinance Rates for Springfield, Missouri 65802 from 2013 - 2020

Below are historical data on refinancing in Springfield, Missouri and around Greene county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.70% 39.68% 45.34% 49.17% 54.41% 49.38% 49.74% 44.81%
avg refi rate 4.74% 4.51% 3.86% 3.67% 4.47% 4.03% 3.87% 4.00%
% 15 year fixed refinance 31.22% 43.06% 40.31% 39.19% 33.33% 36.05% 36.34% 40.91%
avg refi rate 4.15% 3.72% 3.18% 2.93% 3.56% 3.21% 3.08% 3.14%
Avg credit score 763.94 762.56 771.38 765.45 751.18 758.69 760.04 755.03
Avg LTV (loan to value) 63.86% 62.87% 64.53% 67.07% 70.54% 70.46% 69.79% 69.79%
Avg DTI (debt to income) 31.22 31.15 30.58 30.92 32.91 32.69 32.49 32.56
Avg refinance insurance % 0.85% 1.13% 1.33% 2.14% 3.41% 3.34% 4.03% 3.31%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Springfield, Missouri 65802

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Springfield, Missouri 65802, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Eric Meruelo

Loan officer

2208 W. Chesterfield Blvd., Suite 102

Springfield, MO 65802

(417) 895-9089

eric.meruelo@loanpacific.com

Chris Hazen

Mortgage Lender

2927 S Campbell

Springfield, MO 65802

(417) 882-0152

chris.hazen@regions.com

Alan Noe

Mortgage Lender

2045 S Glenstone

Springfield, MO 65802

(417) 882-3275

alan.noe@regions.com

Susan Theroff

Senior Mortgage Banker

4350 S National Suite A100

Springfield, MO 65802

(417) 708-0147

stheroff@flat-branch.com

Susan Beck

Senior Mortgage Banker

4350 S National Suite A100

Springfield, MO 65802

(417) 720-0661

sbeck@flat-branch.com

Address

2208 W. Chesterfield Blvd., Suite 102

Springfield, MO

Contact

(417) 895-9089

Fax (301) 639-0804

eric.meruelo@loanpacific.com

Address

2927 S Campbell

Springfield, MO

Contact

(417) 882-0152

Fax (301) 639-0804

chris.hazen@regions.com

Address

2045 S Glenstone

Springfield, MO

Contact

(417) 882-3275

Fax (301) 639-0804

alan.noe@regions.com

Refinancing News for Springfield, Missouri 65802