Compare Today’s Refinance Rates for Thayer, Missouri 65791
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Thayer, Missouri 65791.
With a 30-year amortization refinance in Thayer and surrounding areas of Oregon county, our calculations show that you can expect to save up to $3,320 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Thayer, Missouri 65791.
Summary of Average Refinances in Thayer, Missouri 65791
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Interactive Refinance Rate Projections for Thayer, Missouri 65791
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thayer, MO 65791, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thayer, Missouri 65791 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thayer, Missouri and the surrounding Oregon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 91.89% | 66.56% | 63.80% | 60.53% | 70.48% | 74.63% | 58.55% | 57.06% | 57.06% |
| avg refi rate | 6.35% | 3.92% | 2.97% | 3.23% | 4.22% | 4.53% | 4.11% | 3.86% | 4.02% |
| % 15 year fixed refinance | 5.41% | 18.58% | 22.85% | 26.14% | 21.27% | 18.41% | 28.95% | 28.53% | 34.41% |
| avg refi rate | 5.56% | 2.96% | 2.46% | 2.73% | 3.69% | 3.88% | 3.31% | 3.03% | 3.28% |
| Avg credit score | 755.05 | 746.73 | 753.20 | 762.81 | 753.59 | 748.12 | 753.56 | 747.63 | 754.75 |
| Avg LTV (loan to value) | 64.68% | 61.23% | 66.70% | 69.45% | 70.11% | 71.01% | 70.14% | 71.24% | 71.17% |
| Avg DTI (debt to income) | 36.81 | 32.84 | 31.26 | 30.64 | 32.35 | 31.75 | 30.62 | 31.25 | 31.33 |
| Avg refinance insurance % | 1.14% | 1.35% | 2.23% | 3.12% | 4.28% | 3.48% | 3.87% | 3.93% | 4.68% |
Best Refinance Brokers around Thayer, Missouri 65791
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thayer, Missouri 65791, we have compiled a list of top refinance brokers to assist you in the process.
Casey Cooper
Mortgage Officer
818 N Benton Ave
Springfield, MO 65791
(417) 865-3912
ccooper@mycucommunity.com
Stephanie Thomas
Sr Loan Officer
818 N Benton Ave
Springfield, MO 65791
(417) 865-3912
sthomas@mycucommunity.com
Sharon Koechner
Mortgage Loan Officer
3333 S. National Ave
Springfield, MO 65791
(417) 841-4483
sharon_koechner@empirebank.com
Kim Massey
Assistant Vice President
1800 S. Glenstone Ave.
Springfield, MO 65791
(417) 841-4301
Kim_Massey@empirebank.com
Megan Finn
Mortgage Banker
3812 S Fremont Ave
Springfield, MO 65791
(417) 234-5346
megan@flat-branch.com
Address
818 N Benton Ave
Springfield, MO
Contact
(417) 865-3912
Fax (301) 639-0804
ccooper@mycucommunity.com
Address
818 N Benton Ave
Springfield, MO
Contact
(417) 865-3912
Fax (301) 639-0804
sthomas@mycucommunity.com
Address
3333 S. National Ave
Springfield, MO
Contact
(417) 841-4483
Fax (301) 639-0804
sharon_koechner@empirebank.com