Compare Today’s Refinance Rates for Carson, Mississippi 39427
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Carson, Mississippi 39427.
With a 30-year amortization refinance in Carson and surrounding areas of Jefferson Davis county, our calculations show that you can expect to save up to $7,348 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Carson, Mississippi 39427.
Summary of Average Refinances in Carson, Mississippi 39427
Become a certified mortgage expert on Pureloan.com
in Carson, Mississippi 39427
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Carson, Mississippi 39427
Pureloan has developed an interactive chart to monitor the five largest local lenders in Carson, MS 39427, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Carson, Mississippi 39427 from 2024 - 2016
The following historical data provides insights into refinancing trends in Carson, Mississippi and the surrounding Jefferson Davis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 64.11% | 57.68% | 51.55% | 67.46% | 75.76% | 66.90% | 57.83% | 69.01% |
| avg refi rate | 6.29% | 3.89% | 2.98% | 3.33% | 4.24% | 4.51% | 4.08% | 3.95% | 4.09% |
| % 15 year fixed refinance | 6.25% | 17.70% | 25.00% | 29.43% | 21.89% | 15.15% | 22.54% | 32.53% | 25.15% |
| avg refi rate | 5.25% | 2.92% | 2.50% | 2.83% | 3.74% | 3.97% | 3.39% | 3.14% | 3.27% |
| Avg credit score | 752.69 | 735.31 | 751.74 | 753.60 | 744.01 | 740.80 | 737.79 | 743.11 | 743.26 |
| Avg LTV (loan to value) | 74.13% | 68.88% | 72.37% | 73.65% | 75.62% | 72.30% | 72.30% | 74.83% | 76.07% |
| Avg DTI (debt to income) | 36.94 | 33.76 | 31.91 | 31.27 | 33.70 | 33.80 | 32.72 | 31.32 | 31.74 |
| Avg refinance insurance % | 6.94% | 2.00% | 4.61% | 5.42% | 6.86% | 5.52% | 5.23% | 6.20% | 6.60% |
Best Refinance Brokers around Carson, Mississippi 39427
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Carson, Mississippi 39427, we have compiled a list of top refinance brokers to assist you in the process.
Pam Hyatt
mortgage lender
168 Cowart Street
Lucedale, MN 39427
(901) 748-5523
Pam.Hyatt@americanmortgage.com
Sherry Stuart
Loan Officer
6401 US Hwy 98 W
Hattiesburg, MS 39427
(601) 583-5246
SStuart@trustmark.com
T. Brown
Loan Originator
15 S Sixth St
Bay Springs, MS 39427
(601) 764-2265
tomgbrown@msb-ms.com
Debbie Odom
Loan Officer
415 N Magnolia St
Laurel, MS 39427
(601) 428-6316
dodom@trustmark.com
Jim Smith
Senior Vice President
12 Plaza Dr
Hattiesburg, MS 39427
(601) 705-2406
jim.smith@grandbankfsb.com
Address
168 Cowart Street
Lucedale, MN
Contact
(901) 748-5523
Fax (301) 639-0804
Pam.Hyatt@americanmortgage.com
Address
6401 US Hwy 98 W
Hattiesburg, MS
Contact
(601) 583-5246
Fax (301) 639-0804
SStuart@trustmark.com
Address
15 S Sixth St
Bay Springs, MS
Contact
(601) 764-2265
Fax (301) 639-0804
tomgbrown@msb-ms.com