Compare Today’s Refinance Rates for Fayette, Mississippi 39069
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fayette, Mississippi 39069.
With a 30-year amortization refinance in Fayette and surrounding areas of Jefferson county, our calculations show that you can expect to save up to $16,181 over the lifetime of your mortgage, or a monthly savings of $45. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fayette, Mississippi 39069.
Summary of Average Refinances in Fayette, Mississippi 39069
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Interactive Refinance Rate Projections for Fayette, Mississippi 39069
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fayette, MS 39069, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fayette, Mississippi 39069 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fayette, Mississippi and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 64.11% | 57.68% | 51.55% | 67.46% | 75.76% | 66.90% | 57.83% | 69.01% |
avg refi rate | 6.29% | 3.89% | 2.98% | 3.33% | 4.24% | 4.51% | 4.08% | 3.95% | 4.09% |
% 15 year fixed refinance | 6.25% | 17.70% | 25.00% | 29.43% | 21.89% | 15.15% | 22.54% | 32.53% | 25.15% |
avg refi rate | 5.25% | 2.92% | 2.50% | 2.83% | 3.74% | 3.97% | 3.39% | 3.14% | 3.27% |
Avg credit score | 752.69 | 735.31 | 751.74 | 753.60 | 744.01 | 740.80 | 737.79 | 743.11 | 743.26 |
Avg LTV (loan to value) | 74.13% | 68.88% | 72.37% | 73.65% | 75.62% | 72.30% | 72.30% | 74.83% | 76.07% |
Avg DTI (debt to income) | 36.94 | 33.76 | 31.91 | 31.27 | 33.70 | 33.80 | 32.72 | 31.32 | 31.74 |
Avg refinance insurance % | 6.94% | 2.00% | 4.61% | 5.42% | 6.86% | 5.52% | 5.23% | 6.20% | 6.60% |
Best Refinance Brokers around Fayette, Mississippi 39069
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fayette, Mississippi 39069, we have compiled a list of top refinance brokers to assist you in the process.
Adrian Stallone
SVP / Lending
75 Melrose Montebello Pkwy Ofc
Natchez, MS 39069
(601) 445-7170
Adrian.Stallone@unitedmsbk.com
Michael Ellard
SVP / Lending
75 Melrose Montebello Pkwy Ofc
Natchez, MS 39069
(601) 445-7170
Michael.Ellard@unitedmsbk.com
Lynn Posey
VP / Manager Fayette Branch / Lending
75 Melrose Montebello Pkwy Ofc
Natchez, MS 39069
(601) 445-7170
Lynn.Posey@unitedmsbk.com
Anthony Walton
AVP / Fayette Branch Lending
75 Melrose Montebello Pkwy Ofc
Natchez, MS 39069
(601) 445-7170
Anthony.Walton@unitedmsbk.com
Janet Bader
AVP / Mortgage Lending
75 Melrose Montebello Pkwy Ofc
Natchez, MS 39069
(601) 445-7170
Janet.Bader@unitedmsbk.com
Address
75 Melrose Montebello Pkwy Ofc
Natchez, MS
Contact
(601) 445-7170
Fax (301) 639-0804
Adrian.Stallone@unitedmsbk.com
Address
75 Melrose Montebello Pkwy Ofc
Natchez, MS
Contact
(601) 445-7170
Fax (301) 639-0804
Michael.Ellard@unitedmsbk.com
Address
75 Melrose Montebello Pkwy Ofc
Natchez, MS
Contact
(601) 445-7170
Fax (301) 639-0804
Lynn.Posey@unitedmsbk.com