Compare Today’s Refinance Rates for Gautier, Mississippi 39553
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gautier, Mississippi 39553.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,725 over the lifetime of your mortgage, which translates to a monthly savings of $19 in Gautier and other areas of Jackson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Gautier, Mississippi 39553
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Gautier, Mississippi 39553
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gautier, MS 39553, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gautier, Mississippi 39553 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gautier, Mississippi and the surrounding Jackson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 64.11% | 57.68% | 51.55% | 67.46% | 75.76% | 66.90% | 57.83% | 69.01% |
avg refi rate | 6.29% | 3.89% | 2.98% | 3.33% | 4.24% | 4.51% | 4.08% | 3.95% | 4.09% |
% 15 year fixed refinance | 6.25% | 17.70% | 25.00% | 29.43% | 21.89% | 15.15% | 22.54% | 32.53% | 25.15% |
avg refi rate | 5.25% | 2.92% | 2.50% | 2.83% | 3.74% | 3.97% | 3.39% | 3.14% | 3.27% |
Avg credit score | 752.69 | 735.31 | 751.74 | 753.60 | 744.01 | 740.80 | 737.79 | 743.11 | 743.26 |
Avg LTV (loan to value) | 74.13% | 68.88% | 72.37% | 73.65% | 75.62% | 72.30% | 72.30% | 74.83% | 76.07% |
Avg DTI (debt to income) | 36.94 | 33.76 | 31.91 | 31.27 | 33.70 | 33.80 | 32.72 | 31.32 | 31.74 |
Avg refinance insurance % | 6.94% | 2.00% | 4.61% | 5.42% | 6.86% | 5.52% | 5.23% | 6.20% | 6.60% |
Best Refinance Brokers around Gautier, Mississippi 39553
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gautier, Mississippi 39553, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Lisa Mitchell
Loan Officer
102 N Railroad Ave
Brookhaven, MS 39553
(601) 835-3566
lisamitchell@trustmark.com
Address
102 N Railroad Ave
Brookhaven, MS
Contact
(601) 835-3566
Fax (301) 639-0804
lisamitchell@trustmark.com