Compare Today’s Refinance Rates for Gulfport, Mississippi 39507
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Gulfport, Mississippi 39507.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Gulfport, Mississippi 39507. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,846 or $22 per month in Gulfport and other parts of Harrison county.
Summary of Average Refinances in Gulfport, Mississippi 39507
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Interactive Refinance Rate Projections for Gulfport, Mississippi 39507
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gulfport, MS 39507, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gulfport, Mississippi 39507 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gulfport, Mississippi and the surrounding Harrison county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 64.11% | 57.68% | 51.55% | 67.46% | 75.76% | 66.90% | 57.83% | 69.01% |
| avg refi rate | 6.29% | 3.89% | 2.98% | 3.33% | 4.24% | 4.51% | 4.08% | 3.95% | 4.09% |
| % 15 year fixed refinance | 6.25% | 17.70% | 25.00% | 29.43% | 21.89% | 15.15% | 22.54% | 32.53% | 25.15% |
| avg refi rate | 5.25% | 2.92% | 2.50% | 2.83% | 3.74% | 3.97% | 3.39% | 3.14% | 3.27% |
| Avg credit score | 752.69 | 735.31 | 751.74 | 753.60 | 744.01 | 740.80 | 737.79 | 743.11 | 743.26 |
| Avg LTV (loan to value) | 74.13% | 68.88% | 72.37% | 73.65% | 75.62% | 72.30% | 72.30% | 74.83% | 76.07% |
| Avg DTI (debt to income) | 36.94 | 33.76 | 31.91 | 31.27 | 33.70 | 33.80 | 32.72 | 31.32 | 31.74 |
| Avg refinance insurance % | 6.94% | 2.00% | 4.61% | 5.42% | 6.86% | 5.52% | 5.23% | 6.20% | 6.60% |
Best Refinance Brokers around Gulfport, Mississippi 39507
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gulfport, Mississippi 39507, we have compiled a list of top refinance brokers to assist you in the process.
Candice Olin
Mortgage Lenders
1015 Cowan Road
Gulfport, MS 39507
(228) 897-7816
candice.olin@regions.com
Dawn Ladner
Mortgage Lenders
1015 Cowan Road
Gulfport, MS 39507
(228) 897-7810
dawn.ladner@regions.com
Rebecca Fandal
Mortgage Loan Originator
15431 O�Neal Road�suite A office 3
Gulfport, MS 39507
RLFandal@dhimortgage.com
SHANNON LANE
Home Loan Officer
Gulfport, MS 39507
(228) 604-2100
SHANNON.M.LANE@Wellsfargo.com
BRADLEY ALEXANDER
Home Loan Officer
Gulfport, MS 39507
(228) 604-2100
BRADLEY.H.ALEXANDER@Wellsfargo.com
Address
1015 Cowan Road
Gulfport, MS
Contact
(228) 897-7816
Fax (301) 639-0804
candice.olin@regions.com
Address
1015 Cowan Road
Gulfport, MS
Contact
(228) 897-7810
Fax (301) 639-0804
dawn.ladner@regions.com
Address
15431 O�Neal Road�suite A office 3
Gulfport, MS
Contact
Fax (301) 639-0804
RLFandal@dhimortgage.com