Compare Today’s Refinance Rates for Sandy Hook, Mississippi 39478
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sandy Hook, Mississippi 39478.
With a 30-year amortization refinance in Sandy Hook and surrounding areas of Marion county, our calculations show that you can expect to save up to $9,553 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sandy Hook, Mississippi 39478.
Summary of Average Refinances in Sandy Hook, Mississippi 39478
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Interactive Refinance Rate Projections for Sandy Hook, Mississippi 39478
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sandy Hook, MS 39478, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sandy Hook, Mississippi 39478 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sandy Hook, Mississippi and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.50% | 64.11% | 57.68% | 51.55% | 67.46% | 75.76% | 66.90% | 57.83% | 69.01% |
| avg refi rate | 6.29% | 3.89% | 2.98% | 3.33% | 4.24% | 4.51% | 4.08% | 3.95% | 4.09% |
| % 15 year fixed refinance | 6.25% | 17.70% | 25.00% | 29.43% | 21.89% | 15.15% | 22.54% | 32.53% | 25.15% |
| avg refi rate | 5.25% | 2.92% | 2.50% | 2.83% | 3.74% | 3.97% | 3.39% | 3.14% | 3.27% |
| Avg credit score | 752.69 | 735.31 | 751.74 | 753.60 | 744.01 | 740.80 | 737.79 | 743.11 | 743.26 |
| Avg LTV (loan to value) | 74.13% | 68.88% | 72.37% | 73.65% | 75.62% | 72.30% | 72.30% | 74.83% | 76.07% |
| Avg DTI (debt to income) | 36.94 | 33.76 | 31.91 | 31.27 | 33.70 | 33.80 | 32.72 | 31.32 | 31.74 |
| Avg refinance insurance % | 6.94% | 2.00% | 4.61% | 5.42% | 6.86% | 5.52% | 5.23% | 6.20% | 6.60% |
Best Refinance Brokers around Sandy Hook, Mississippi 39478
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sandy Hook, Mississippi 39478, we have compiled a list of top refinance brokers to assist you in the process.
Michelle Wilson
Loan Officer
15465 Oak Ln Ste 100A
Gulfport, MS 39478
(228) 539-6420
MWilson@trustmark.com
PAUL WILLIAMS
Home Loan Officer
1087 E Pass Rd
Gulfport, MS 39478
(228) 604-2100
Paul.D.Williams@Wellsfargo.com
CHERYL KIGGINS
Home Loan Officer
1087 E Pass Rd
Gulfport, MS 39478
(228) 604-2100
Cheryl.a.kiggins@wellsfargo.com
TAMI BOND
Home Loan Officer
1087 E Pass Rd
Gulfport, MS 39478
(228) 604-2100
Tami.R.Bond@wellsfargo.com
HEATHER KIRCHNER
Home Loan Officer
1087 E Pass Rd
Gulfport, MS 39478
(228) 604-2100
Heather.L.Kirchner@wellsfargo.com
Address
15465 Oak Ln Ste 100A
Gulfport, MS
Contact
(228) 539-6420
Fax (301) 639-0804
MWilson@trustmark.com
Address
1087 E Pass Rd
Gulfport, MS
Contact
(228) 604-2100
Fax (301) 639-0804
Paul.D.Williams@Wellsfargo.com
Address
1087 E Pass Rd
Gulfport, MS
Contact
(228) 604-2100
Fax (301) 639-0804
Cheryl.a.kiggins@wellsfargo.com