Compare Today’s Refinance Rates for Victoria, Mississippi 38679
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Victoria, Mississippi 38679.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Victoria, Mississippi 38679. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,165 or $17 per month in Victoria and other parts of Marshall county.
34.885351
-89.676332
16407
Summary of Average Refinances in Victoria, Mississippi 38679
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Victoria, Mississippi 38679
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Victoria, Mississippi 38679
Pureloan has developed an interactive chart to monitor the five largest local lenders in Victoria, MS 38679, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Victoria, Mississippi 38679 from 2024 - 2016
The following historical data provides insights into refinancing trends in Victoria, Mississippi and the surrounding Marshall county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.87% | 60.37% | 56.29% | 53.22% | 61.51% | 63.76% | 59.54% | 53.47% | 56.85% |
| avg refi rate | 6.35% | 3.93% | 2.98% | 3.27% | 4.43% | 4.59% | 4.22% | 3.98% | 4.08% |
| % 15 year fixed refinance | 5.13% | 21.26% | 26.54% | 27.06% | 25.66% | 26.15% | 31.68% | 31.35% | 29.44% |
| avg refi rate | 5.69% | 2.84% | 2.44% | 2.85% | 3.58% | 4.06% | 3.49% | 3.23% | 3.37% |
| Avg credit score | 744.18 | 736.08 | 741.78 | 751.46 | 742.65 | 737.26 | 730.46 | 741.46 | 752.10 |
| Avg LTV (loan to value) | 67.90% | 65.24% | 69.21% | 72.38% | 73.56% | 73.11% | 74.29% | 75.13% | 75.46% |
| Avg DTI (debt to income) | 39.44 | 33.01 | 32.01 | 31.65 | 32.61 | 32.10 | 32.77 | 34.80 | 31.63 |
| Avg refinance insurance % | 4.05% | 2.26% | 2.99% | 4.08% | 4.71% | 4.79% | 5.70% | 6.84% | 6.42% |
Best Refinance Brokers around Victoria, Mississippi 38679
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Victoria, Mississippi 38679, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Elizabeth Montgomery
Mortgage Lender
540 Main Street
Greenville, MS 38679
(662) 390-5912
elizabeth.montgomery@regions.com
Address
540 Main Street
Greenville, MS
Contact
(662) 390-5912
Fax (301) 639-0804
elizabeth.montgomery@regions.com