Compare Today’s Refinance Rates for Wheeler, Mississippi 38880
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Wheeler, Mississippi 38880.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Wheeler, Mississippi 38880. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,320 or $4 per month in Wheeler and other parts of Prentiss county.
34.580278
-88.6075
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Summary of Average Refinances in Wheeler, Mississippi 38880
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Wheeler, Mississippi 38880
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wheeler, MS 38880, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wheeler, Mississippi 38880 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wheeler, Mississippi and the surrounding Prentiss county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 94.12% | 69.68% | 52.88% | 51.59% | 62.14% | 77.22% | 65.79% | 61.22% | 59.60% |
| avg refi rate | 6.12% | 4.11% | 3.05% | 3.44% | 4.48% | 4.60% | 4.13% | 3.96% | 4.13% |
| % 15 year fixed refinance | 5.88% | 18.71% | 31.19% | 32.28% | 26.43% | 18.99% | 28.07% | 23.47% | 28.28% |
| avg refi rate | 5.75% | 3.05% | 2.52% | 2.88% | 3.63% | 3.87% | 3.36% | 3.24% | 3.37% |
| Avg credit score | 747.47 | 734.28 | 743.49 | 748.23 | 738.21 | 732.56 | 739.25 | 724.00 | 741.37 |
| Avg LTV (loan to value) | 72.35% | 67.95% | 71.96% | 72.44% | 74.67% | 73.10% | 75.22% | 76.28% | 74.58% |
| Avg DTI (debt to income) | 34.82 | 31.77 | 30.71 | 30.23 | 31.01 | 30.78 | 31.17 | 31.67 | 30.00 |
| Avg refinance insurance % | 6.00% | 3.65% | 4.90% | 4.81% | 5.93% | 4.95% | 5.76% | 5.55% | 5.66% |
Best Refinance Brokers around Wheeler, Mississippi 38880
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wheeler, Mississippi 38880, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Marilyn Flowers
Mortgage Lenders
2000 Gateway
Grenada, MS 38880
(662) 227-4053
marilyn.flowers@regions.com
Harry Mccarley
Mortgage Lenders
211 North Main Street
Calhoun City, MS 38880
(662) 227-4051
harry.mccarley@regions.com
Address
2000 Gateway
Grenada, MS
Contact
(662) 227-4053
Fax (301) 639-0804
marilyn.flowers@regions.com
Address
211 North Main Street
Calhoun City, MS
Contact
(662) 227-4051
Fax (301) 639-0804
harry.mccarley@regions.com