Compare Today’s Refinance Rates for Chester, Montana 59522
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chester, Montana 59522.
With a 30-year amortization refinance in Chester and surrounding areas of Hill county, our calculations show that you can expect to save up to $9,905 over the lifetime of your mortgage, or a monthly savings of $28. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Chester, Montana 59522.
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Summary of Average Refinances in Chester, Montana 59522
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Chester, Montana 59522
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chester, MT 59522, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chester, Montana 59522 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chester, Montana and the surrounding Hill county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 61.64% | 66.99% | 64.16% | 67.31% | 72.73% | 71.43% | 61.11% | 72.86% |
avg refi rate | 6.07% | 3.76% | 2.96% | 3.27% | 4.19% | 4.58% | 4.13% | 3.83% | 3.98% |
% 15 year fixed refinance | 27.40% | 16.50% | 18.14% | 25.00% | 25.00% | 20.00% | 26.39% | 18.57% | |
avg refi rate | 3.19% | 2.51% | 2.81% | 3.59% | 4.01% | 3.21% | 3.24% | 3.20% | |
Avg credit score | 770.29 | 745.92 | 757.14 | 762.28 | 758.46 | 739.50 | 751.93 | 759.36 | 751.56 |
Avg LTV (loan to value) | 51.00% | 49.78% | 62.82% | 67.18% | 67.56% | 62.80% | 67.90% | 64.35% | 69.17% |
Avg DTI (debt to income) | 36.29 | 32.42 | 33.62 | 32.30 | 34.21 | 33.59 | 34.56 | 32.88 | 32.50 |
Avg refinance insurance % | 1.76% | 3.25% | 3.38% | 1.23% | 2.51% | 2.96% | 1.93% |
Best Refinance Brokers around Chester, Montana 59522
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chester, Montana 59522, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Chuck Wimmer
VP, Branch Manager - Havre
324 3rd Ave
Havre, MT 59522
(406) 265-3800
CWimmer@stockmanbank.com
Doug Kallenberger
Ag Loan Officer
324 3rd Ave
Havre, MT 59522
(406) 265-3811
DKallenberger@stockmanbank.com
Ashley Melby
Consumer Loan Officer
324 3rd Ave
Havre, MT 59522
(406) 265-3815
AMelby@stockmanbank.com
Address
324 3rd Ave
Havre, MT
Contact
(406) 265-3800
Fax (301) 639-0804
CWimmer@stockmanbank.com
Address
324 3rd Ave
Havre, MT
Contact
(406) 265-3811
Fax (301) 639-0804
DKallenberger@stockmanbank.com
Address
324 3rd Ave
Havre, MT
Contact
(406) 265-3815
Fax (301) 639-0804
AMelby@stockmanbank.com