Compare Today’s Refinance Rates for Stevensville, Montana 59870
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Stevensville, Montana 59870.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,224 over the lifetime of your mortgage, which translates to a monthly savings of $28 in Stevensville and other areas of Ravalli county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Stevensville, Montana 59870
Become a certified mortgage expert on Pureloan.com
in Stevensville, Montana 59870
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Stevensville, Montana 59870
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stevensville, MT 59870, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stevensville, Montana 59870 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stevensville, Montana and the surrounding Ravalli county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 61.64% | 66.99% | 64.16% | 67.31% | 72.73% | 71.43% | 61.11% | 72.86% |
avg refi rate | 6.07% | 3.76% | 2.96% | 3.27% | 4.19% | 4.58% | 4.13% | 3.83% | 3.98% |
% 15 year fixed refinance | 27.40% | 16.50% | 18.14% | 25.00% | 25.00% | 20.00% | 26.39% | 18.57% | |
avg refi rate | 3.19% | 2.51% | 2.81% | 3.59% | 4.01% | 3.21% | 3.24% | 3.20% | |
Avg credit score | 770.29 | 745.92 | 757.14 | 762.28 | 758.46 | 739.50 | 751.93 | 759.36 | 751.56 |
Avg LTV (loan to value) | 51.00% | 49.78% | 62.82% | 67.18% | 67.56% | 62.80% | 67.90% | 64.35% | 69.17% |
Avg DTI (debt to income) | 36.29 | 32.42 | 33.62 | 32.30 | 34.21 | 33.59 | 34.56 | 32.88 | 32.50 |
Avg refinance insurance % | 1.76% | 3.25% | 3.38% | 1.23% | 2.51% | 2.96% | 1.93% |
Best Refinance Brokers around Stevensville, Montana 59870
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stevensville, Montana 59870, we have compiled a list of top refinance brokers to assist you in the process.
Naime BERGE
Loan Officer
1830 3rd Ave E
Kalispell, MT 59870
(406) 756-4090
NAIME.k.BERGE@wellsfargo.com
Jason Mann
Branch Manager / Loan Officer
1222 Whitefish Stage
Kalispell, MT 59870
(406) 751-6266
jason.mann@mannmortgage.com
Steve Paulson
Loan Officer
1222 Whitefish Stage
Kalispell, MT 59870
(406) 751-6274
steve.paulson@mannmortgage.com
Tony Reynolds
Loan Officer
1222 Whitefish Stage
Kalispell, MT 59870
(406) 751-6266
tony.reynolds@mannmortgage.com
Janice Lake
Loan Officer
1222 Whitefish Stage
Kalispell, MT 59870
(406) 751-6270
janice.lake@mannmortgage.com
Address
1830 3rd Ave E
Kalispell, MT
Contact
(406) 756-4090
Fax (301) 639-0804
NAIME.k.BERGE@wellsfargo.com
Address
1222 Whitefish Stage
Kalispell, MT
Contact
(406) 751-6266
Fax (301) 639-0804
jason.mann@mannmortgage.com
Address
1222 Whitefish Stage
Kalispell, MT
Contact
(406) 751-6274
Fax (301) 639-0804
steve.paulson@mannmortgage.com