Compare Today’s Refinance Rates for Alamance, North Carolina 27201
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Alamance, North Carolina 27201.
With a 30-year amortization refinance in Alamance and surrounding areas of Alamance county, our calculations show that you can expect to save up to $14,349 over the lifetime of your mortgage, or a monthly savings of $40. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Alamance, North Carolina 27201.
Summary of Average Refinances in Alamance, North Carolina 27201
Become a certified mortgage expert on Pureloan.com
in Alamance, North Carolina 27201
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Alamance, North Carolina 27201
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alamance, NC 27201, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alamance, North Carolina 27201 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alamance, North Carolina and the surrounding Alamance county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 54.52% | 52.32% | 47.44% | 65.37% | 52.35% | 42.75% | 50.72% | 60.52% |
avg refi rate | 6.38% | 3.60% | 3.03% | 3.29% | 4.30% | 4.49% | 4.08% | 3.95% | 4.06% |
% 15 year fixed refinance | 4.55% | 30.53% | 30.27% | 35.63% | 23.81% | 32.21% | 38.82% | 33.09% | 28.76% |
avg refi rate | 5.99% | 2.80% | 2.51% | 2.80% | 3.65% | 3.91% | 3.29% | 3.10% | 3.28% |
Avg credit score | 738.77 | 801.23 | 749.51 | 759.04 | 749.60 | 742.60 | 750.81 | 757.94 | 756.56 |
Avg LTV (loan to value) | 74.59% | 64.30% | 68.37% | 71.23% | 74.53% | 73.19% | 72.83% | 71.34% | 72.33% |
Avg DTI (debt to income) | 36.68 | 32.04 | 31.14 | 30.61 | 32.40 | 32.88 | 31.85 | 29.32 | 30.66 |
Avg refinance insurance % | 12.82% | 2.64% | 3.24% | 4.80% | 6.19% | 4.51% | 5.32% | 4.75% | 6.03% |
Best Refinance Brokers around Alamance, North Carolina 27201
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alamance, North Carolina 27201, we have compiled a list of top refinance brokers to assist you in the process.
Dangela Pearson
Mortgage Loan Specialist
251 Rock Crusher Road
Asheboro, NC 27201
(336) 625-3765
dpearson@carolinacountrymortgages.com
Deborah Huff
Mortgage Loan Officer
206 Alamance Rd
Burlington, NC 27201
(336) 260-0743
deb.huff@pncmortgage.com
KAREN LOWE
Home Mortgage Consultant
3332 S Church St
Burlington, NC 27201
(336) 584-4045
KAREN.LOWE@wellsfargo.com
DONALD STRADER
Home Mortgage Consultant
3332 S Church St
Burlington, NC 27201
(336) 584-4045
don.strader@wellsfargo.com
Mary Young
Loan Officer
2134 Crossing Way Ct Apt K
High Point, NC 27201
(336) 906-2767
maryanne.young@radian.biz
Address
251 Rock Crusher Road
Asheboro, NC
Contact
(336) 625-3765
Fax (301) 639-0804
dpearson@carolinacountrymortgages.com
Address
206 Alamance Rd
Burlington, NC
Contact
(336) 260-0743
Fax (301) 639-0804
deb.huff@pncmortgage.com
Address
3332 S Church St
Burlington, NC
Contact
(336) 584-4045
Fax (301) 639-0804
KAREN.LOWE@wellsfargo.com