Compare Today’s Refinance Rates for Alliance, North Carolina 28509
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Alliance, North Carolina 28509.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Alliance, North Carolina 28509. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,694 or $19 per month in Alliance and other parts of Pamlico county.
Summary of Average Refinances in Alliance, North Carolina 28509
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Interactive Refinance Rate Projections for Alliance, North Carolina 28509
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alliance, NC 28509, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alliance, North Carolina 28509 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alliance, North Carolina and the surrounding Pamlico county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 56.30% | 57.10% | 49.66% | 64.76% | 53.47% | 52.05% | 58.10% | 59.59% |
| avg refi rate | 6.40% | 3.55% | 3.03% | 3.29% | 4.26% | 4.52% | 4.09% | 3.94% | 4.13% |
| % 15 year fixed refinance | 22.22% | 27.51% | 28.11% | 35.31% | 20.95% | 35.42% | 36.53% | 30.63% | 29.80% |
| avg refi rate | 5.34% | 2.77% | 2.53% | 2.86% | 3.59% | 3.73% | 3.29% | 3.19% | 3.34% |
| Avg credit score | 741.17 | 743.32 | 755.32 | 775.61 | 755.68 | 757.58 | 761.43 | 758.39 | 760.20 |
| Avg LTV (loan to value) | 52.94% | 61.36% | 65.55% | 69.09% | 71.90% | 69.44% | 68.44% | 72.33% | 70.26% |
| Avg DTI (debt to income) | 36.17 | 33.18 | 31.75 | 31.18 | 33.17 | 32.61 | 32.21 | 32.05 | 31.43 |
| Avg refinance insurance % | 1.67% | 1.45% | 2.48% | 4.03% | 5.79% | 2.76% | 4.00% | 4.89% | 4.33% |
Best Refinance Brokers around Alliance, North Carolina 28509
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alliance, North Carolina 28509, we have compiled a list of top refinance brokers to assist you in the process.
Candace Roney
Mortgage Broker
411 Front St
Beaufort, NC 28509
(252) 728-4947
candace.roney@firstcitizens.com
Miriam Willis
Mortgage Loan Officer
202 Craven Street Post Office Box 12429
New Bern, NC 28509
(252) 637-7069
miriam.willis@firstsouthnc.com
Margaret Wood
Mortgage Loan Officer
2430 Heritage Street Post Office Box 1335
Kinston, NC 28509
(252) 523-9449
margaret.wood@firstsouthnc.com
Vivian Sutton
Loan Officer
118 Western Blvd
Jacksonville, NC 28509
(910) 353-8600
viviansutton@thelittlebank.com
Steve Woolard
Loan Officer
118 Western Blvd
Jacksonville, NC 28509
(910) 353-8600
stevewoolard@thelittlebank.com
Address
411 Front St
Beaufort, NC
Contact
(252) 728-4947
Fax (301) 639-0804
candace.roney@firstcitizens.com
Address
202 Craven Street Post Office Box 12429
New Bern, NC
Contact
(252) 637-7069
Fax (301) 639-0804
miriam.willis@firstsouthnc.com
Address
2430 Heritage Street Post Office Box 1335
Kinston, NC
Contact
(252) 523-9449
Fax (301) 639-0804
margaret.wood@firstsouthnc.com