Compare Today’s Refinance Rates for Apex, North Carolina

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Apex, North Carolina 27539. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Apex and surrounding areas of Wake county, your expected lifetime cash savings are $2,033 or $6 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Apex, North Carolina 27539.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Apex, North Carolina 27539

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Apex, NC

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Apex, NC 27539, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Apex, NC

Refinance Rates for Apex, North Carolina 27539 from 2013 - 2020

Below are historical data on refinancing in Apex, North Carolina and around Wake county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.40% 48.32% 46.47% 51.58% 59.80% 59.31% 58.12% 51.30%
avg refi rate 4.76% 4.48% 3.89% 3.73% 4.50% 4.09% 3.89% 3.94%
% 15 year fixed refinance 28.23% 29.68% 32.74% 31.15% 27.45% 21.86% 22.82% 33.07%
avg refi rate 4.19% 3.76% 3.19% 2.94% 3.55% 3.23% 3.10% 3.14%
Avg credit score 765.73 764.15 768.23 763.04 748.51 754.02 751.65 748.17
Avg LTV (loan to value) 65.04% 65.14% 66.97% 68.22% 74.08% 73.46% 73.47% 71.50%
Avg DTI (debt to income) 30.62 30.89 30.56 30.42 32.41 32.55 32.15 33.21
Avg refinance insurance % 1.38% 1.52% 2.25% 3.39% 6.38% 6.58% 5.30% 4.52%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Apex, North Carolina 27539

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Apex, North Carolina 27539, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bryan Powell

Mortgage Loan Originators

402 E. Williams St.

Apex, NC 27539

919

bpowell@localfirstbank.com

Terri Howell

Mortgage Loan Officer

1130 Beaver Creek Commons Dr

Apex, NC 27539

(919) 303-3047

tphowell@bbandt.com

Mary Maher

Mortgage Loan Officer

801 E Williams St

Apex, NC 27539

(919) 629-2508

mmaher@bbandt.com

Lucia Gutierrez

Mortgage Loan Officer

1130 Beaver Creek Commons Dr�

Apex, NC 27539

(919) 779-6737

lgutierrez@bbandt.com

Tim Barbour

Vice President

101 Avent Ferry Rd

Holly Springs, NC 27539

(919) 894-1800

HTBARBOUR@fouroaksbank.com

Address

402 E. Williams St.

Apex, NC

Contact

919

Fax (301) 639-0804

bpowell@localfirstbank.com

Address

1130 Beaver Creek Commons Dr

Apex, NC

Contact

(919) 303-3047

Fax (301) 639-0804

tphowell@bbandt.com

Address

801 E Williams St

Apex, NC

Contact

(919) 629-2508

Fax (301) 639-0804

mmaher@bbandt.com

Refinancing News for Apex, North Carolina 27539